Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
The level of communication from Mike and his entire team was phenomenal throughout the entire process. Special shout out to Nick for being our point man throughout the majority of this process. Anytime my wife and I had a question we could...
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Such a smooth and easy process
Truly felt Michael Richardson of Bay Equity Reno Nevada worked for us. He displayed a genuine concern of providing the best mortgage loan possible. The process was seamless and easy, thanks to Michael and his team!!
Great communication and prompt accessibility with Mike and his team. We always knew where we were in the process and what we were required to do. A great overall experience for us as customers.
Thanks Bay Equity
Roger Kelly
If you need a mortgage loan this is who you want to call! Bay Equity...Michael Richardson and team. They work for you, making the process seamless and easy. Getting you the best loan possible.
Mike was always available to talk and help with all my questions. He went above and beyond when giving me answers and explaining concerns in detail.
Mike and his crew are amazing. I couldn’t have asked for a better group to handle everything I need to close on my first home. They are on top of everything and always on time! They lead you to the best options and always ready to support with...
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Reply from Owner
October 21st, 2021 02:47 PM
Janelica - thank you so much for taking the time to leave this wonderful review! Our top priority is to make sure our clients feel supported and comfortable. Thank you for your trust and business! Take care.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446