Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
This was my first home purchase and Bay Equity (Dulce Drakulich) made it so easy. They answered all my questions in a timely manner and were very friendly. I will definitely use them next time and recommend them to anybody looking for any lending...
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Reply from Owner
November 9th, 2021 04:59 PM
Hi Brad - thank you so much for taking the time to share your feedback about Dulce! We greatly appreciate your trust and support. Have a wonderful day!
Up to date information, quickly delivered
Floify portal made gathering and submitting documents super easy. Your team was always easy to work with and clear.
Mike, and the rest of the lending team, moved as swiftly as possible to close our purchase. Which is critical when attempting a 1031 exchange!
Very knowledgeable and very understanding and very patient. This was our first refinance and Mike and his team made it look and feel easy.
I very much enjoyed working with Mike as I am new home buyer and using a VA loan. I was not very knowledgeable and mike walked me through the process. I definitely felt like if I needed to ask a question he was available.
Mike is great! This is the second time I have worked with him and could not be happier. Every step of the process was smooth and simple.
Mike is great! This is the second time I have worked with him and could not be happier. Every step of the process was smooth and simple. He and his team are very knowledgeable and helpful. Both of my experiences with them have been terrific!...
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The level of communication from Mike and his entire team was phenomenal throughout the entire process. Special shout out to Nick for being our point man throughout the majority of this process. Anytime my wife and I had a question we could...
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My husband and I really appreciate the timeliness and willingness to explain the whole process!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446