Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Five stars for Mike Ridchardson and Bay Equity!! Outstanding service, attention to detail and efficient! I did my original mortgage a few years ago with Mike(my first home loan), and it was so smooth and easy, I HAD to go with Mike Richardson...
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Reply from Owner
November 22nd, 2021 10:47 PM
Thank you so much for the wonderful review Timothy! My team and I greatly appreciate it. Hope to work with you again in the future! Cheers!
I used a VA loan as my first home purchase and mike was recommended from another veteran friend that had purchased his home through Mike. I found Mike both trustworthy and helpful. I personally will recommend Mike from now on.
Just closed on my refinance and it couldn’t have gone any smoother! I always felt comfortable talking with Mike, and I could tell he had my best interests in mind as he helped me navigate Bay Equity’s simple and painless refi process. He helped...
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Absolutely the best experience in what is normally a very stressful situation. Mike and his team are 100% professional, friendly and so easy to work with. 10/10 would recommend them to everybody.
Reply from Gold Star Mortgage - Reno
November 18th, 2021 04:21 PM
Thank you Bob for the kind words! We do our best to make the process easy and quick for our clients. We hope to work with you again soon!
Mike and his team were a pleasure to work with. They provided excellent communication with continuous updates throughout our refi process. Nick in particular always made himself available to us. Our overall experience was quick and easy! Bay...
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We had another great experience with Mike and Bay Equity. We had refinanced our last house with hi, and this time financed a new house. Even though we did both transactions from remote locations, everything went smoothly and quickly. Great...
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Reply from Owner
November 18th, 2021 04:18 PM
Thank you so much Gail! Happy to hear that everything went smoothly and quick. We hope to work with you again soon - take care!
Great response time. Questions answered promptly and accurately.
Great communication and easy to accomplish what was needed even from a distance. Very timely response to questions. Very comfortable process.
We had another great experience with Mike and Bay Equity. We had refinanced our last house with hi, and this time financed a new house. Even though we did both transactions from remote locations, everything went smoothly and quickly. Great...
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Mike, Nick, Jessica, and everyone at Bay Equity went the extra mile for us, providing documents on the weekend, answering all of our questions with a smile, and helping us buy our dream home. We really could not be any happier!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446