Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Mike and his team are very professional and friendly, handling every aspect of the process flawlessly.
I used Bay Equity to finance my wife and I's first house and I'm so happy I did. We worked with Mike and he was incredibly professional, helpful, and communicative. The team at Bay Equity was everything we could have hoped for in a mortgage...
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Reply from Owner
December 2nd, 2021 03:46 PM
Hi Timothy! Thank you so much for the wonderful review for my team and I. We greatly appreciate it. Looking forward to working again in the future. Enjoy your new home!
I used Bay Equity to finance my wife and I's first house and I'm so happy I did. We worked with Mike and he was incredibly professional, helpful, and communicative. Bay Equity was everything we could have hoped for in a mortgage lender and...
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Patience, Professionalism and a good sense of Humor!!
instant replays, good information flow, attention to customer's situation and needs
Mike is fast and responsive
Just closed on my refinance and it couldn’t have gone any smoother! I always felt comfortable talking with Mike, and I could tell he had my best interests in mind as he helped me navigate Bay Equity’s simple and painless refi process. He helped...
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Mike is efficient, friendly, and clearly an expert in his field. I always felt comfortable talking with Mike, and I could tell he had my best interests in mind.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446