Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Quick responses, super informative
He makes everything so easy and communicates very well
We had many questions that were answered outside regular business hours and on weekends, etc. Mike did a great job of explaining things that were unfamiliar to us. Very helpful and easy to work with, made the whole experience as simple as possible....
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We chose to use Bay Equity Home Loans to purchase our second home after selling our first. The Pre-Approval process was easy; and I could track all the documents needed through their online system, Floify. During the actual buying process,...
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Reply from Maddox Guidry
December 2nd, 2021 04:45 PM
Congratulations! It will be nice for you guy's to get settled in!
We chose to use Bay Equity Home Loans to purchase our second home after selling our first. The Pre-Approval process was easy; and I could track all the documents needed through their online system, Floify. During the actual buying process,...
read more
Impeccable service. Attention to detail, and always available for any questions I had.
Thank you Mike, Nick and everyone at bay equity, we had applied we a few other lenders but got the best rate & great experience. It was our first time purchasing a home so we had many questions and they answered everything literally right away...
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Thank you Mike, Nick and everyone at bay equity, we had applied we a few other lenders but got the best rate & great experience.It was our first time purchasing a home so we had many questions and they answered everything literally right away...
read more
Reply from Owner
December 2nd, 2021 03:49 PM
Hi Alyssa, thank you so much for the kind words! We're thrilled to hear that you had a great experience with us and we hope to work with you again in the future. Take care and enjoy your new home!
Thank you Mike, Nick and everyone at bay equity, we had applied we a few other lenders but got the best rate & great experience. It was our first time purchasing a home so we had many questions and they answered everything literally right away...
read more
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446