Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Bay Equity helped us through the difficult process of simultaneously selling and buying homes. There were many parts to our process, and Bay Equity did a lot of work to get both transactions completed, providing teacher discounts and other...
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Reply from Owner
January 20th, 2022 11:29 PM
Thanks so much for the amazing review, Julia! We hope to work with you again in the future.
Mike is a great person to work with.
Easy-to-use tools, prompt and clear answers to my questions
Mike Richardson at Bay Equity is number One for a reason. His Bay Equity team is not a mortgage mill that offers teaser rates and then leaves you floundering and confused. Mike is honorable and attentive to all of your questions and concerns,...
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Mike was always available to answer any questions that came up
The level of communication
Mike Richardson and his lending team are outstanding at communication, keeping the process smooth, and handling any issue big or small that a transaction can throw at them. As a Realtor, I highly recommend them and that's why I chose to use...
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Mike Richardson and his lending team are outstanding at communication, keeping the process smooth, and handling any issue big or small that a transaction can throw at them. As a Realtor, I highly recommend them and that's why I chose to use...
read more
Mike was awesome and helped guide through the nuances of conforming versus jumbo and got a deal done. 🙏🍷
411–420 of 1517
About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446