Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
My wife and I were first time home buyers and Mike and his team were extremely helpful throughout the whole process. He's clearly very knowledgeable, and helped us understand all the variables involved in a home loan. He worked with us on our...
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Reply from Owner
May 6th, 2026 04:44 PM
Kenny, I'm truly grateful for your kind words and for sharing your experience. It was a pleasure to assist you and Tess with your first home purchase. I'm glad to hear that the process went smoothly and that my communication helped clarify...
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My wife and I were first time home buyers, so we didn't have much familiarity with getting a loan. Mike was extremely helpful throughout the whole process. He's clearly very knowledgeable, and helped us understand all the variables involved...
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Reply from Owner
May 7th, 2026 12:00 AM
Kenny, I'm truly grateful for your kind words and for sharing your experience. It was a pleasure to assist you and Tess with your first home purchase. I'm glad to hear that the process went smoothly and that my communication helped clarify...
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We have done a lot of business with Mike Richardson over the years and he just helped us get in to our 3rd house! Buying and selling a home can be a lengthy process but Mike and his team do an excellent job at making the process easy to understand...
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Reply from Owner
May 6th, 2026 04:44 PM
Matthew, I'm truly grateful for your continued trust and support over the years. It's wonderful to hear that your experience with me and my team has been consistently positive, especially during such significant milestones like buying and selling...
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I have done a lot of business with Mike and his knowledge of the process has made every loan easier than I ever imagined it could be. I would never want to use a different broker.
Reply from Owner
May 6th, 2026 04:45 PM
Ryan, I truly appreciate your kind words and continued trust in my services. It's great to hear that my knowledge has helped make the loan process easier for you. I'm grateful for your loyalty and look forward to working with you again.
What a great team and a great experience. Made my first time home buying experience smooth and easy!
Reply from Owner
May 6th, 2026 04:45 PM
TJ, I'm so glad to hear that your first home buying experience was smooth and easy. I appreciate your kind words about the team and am grateful for the opportunity to assist you through this important process.
Mike and Gold Star Mortgage made the process of me buying my home easy. There was a portal to upload documents, they communicated well, and they had me approved in no time. Thanks everyone.
Reply from Owner
May 7th, 2026 02:19 PM
Thank you for your kind words. I'm grateful for the opportunity to assist you with your home purchase!
Michael and team were on it, fast, attentive with great pricing and low rates. I highly recommend Gold Star.
Reply from Owner
May 7th, 2026 02:20 PM
Hey Lee. Thank you for taking the time to share your experience!
We worked with Mike on buying a new house. He got us the lowest interest rate & was super easy to work with. He was great & I would definitely use Mike again!
Reply from Owner
May 7th, 2026 02:20 PM
I'm glad to hear that you had a positive experience working with me on your new home purchase, Krystal. It's appreciated to know you found the process easy and the interest rate favorable. I look forward to assisting you again in the future!...
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I have used Mike on multiple occasions and he is always ahead of the game. He communicates what to expect and what is needed so well it makes the process simple.Would never want to use anyone else’s for my mortgage needs.
Reply from Owner
May 7th, 2026 12:00 AM
Thank you, Ryan! I really appreciate that! It’s always a pleasure working with Brandi & you, and I’m glad the communication and process have continued to be smooth each time. That’s exactly what we aim for. I truly appreciate your trust and...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446