Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Mike is always on top of during all the process, very communicative and supportive. He did very smoothly all process always answering all our questions, I highly recommended.
Mike and his team provide the best support and guidance throughout the home buying process. Excellent communication, very knowledgeable and easy to reach when you have questions. Mike helped me with my primary home and we just closed on a second...
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Reply from Owner
March 9th, 2022 08:19 PM
Rikki - thank you for the kind words! My team and I are so glad we were able to help you out. We look forward to taking care of your needs in the future. Take care!
Mike and his team provide the best support and guidance throughout the home buying process. Excellent communication, very knowledgeable and easy to reach when you have questions. Mike helped me with my primary home and we just closed on a second...
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The efficiency of his team and level of communication!
We wanted to move to the Reno/Sparks area from out of state. Once we were ready to pick a local lender, we did some research and found Mike Richardson at Bay Equity Home Loans. Out of all the choices of lenders we had at our fingertips, we...
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Mike and his team were in constant communication throughout the process providing instruction along with a heads-up of what to expect along with anticipated timelines. Mike and his team are professional and respectful of everyone’s time. It...
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I have bought several houses and commercial property as well as worked with a good handful of buyers. These guys were so great, I think the easiest I've worked with. Efficient, communicative, professional AND friendly. Able to work with unconventional...
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Reply from Owner
March 3rd, 2022 05:16 PM
Hi Trista! Thank you for your trust and support 🙌 we are so grateful to hear this feedback. It was a pleasure working with you and looking forward to working with you again soon! Take care.
I have bought several houses and commercial property and have worked with a good handful of buyers. These folks were so great, I think the easiest I've worked with. Efficient, communicative, professional AND friendly. Able to work with unconventional...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446