Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
We dealt with Mike and Bay Equity for our initial mortgage, and again here with our Refi. Everything was above board, and when I had questions I received quick and direct responses to my concerns. I could send an e-mail at anytime knowing that...
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Everyone was so easy to work with. If I left a message, the call or email was returned very, very, quickly, which was very much appreciated.
This is my second refi with Mike and his team and he makes it easy, easy, easy. I wasn’t the quickest to gets docs to them but his staff was super pleasant and helped me get everything needed. The process was actually fairly fast and I would...
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Mike and Nick were so helpful during the processing of our loan. If I had a question, I always got a call back in minutes. Jessica was also very helpful and answered questions quickly. They all were great to work with. Mike even called me back...
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Reply from Owner
February 12th, 2022 02:47 AM
Thank you for the amazing review for my team and I, Tara! We appreciate your kind review and hope to work with you again soon 🤗
Mike Richardson from Bay Equity was the branch manager and our loan officer for a recent house purchase. We HIGHLY recommend Mike and are grateful to have worked with him, as he was always very professional, responsive and accessible; he was...
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Reply from Owner
February 10th, 2022 10:30 PM
Thanks Carolyn for the wonderful review for my team and I! We appreciate you taking time to leave your feedback and for your support. Please don't hesitate to reach out if you need anything else! Take care and enjoy your new home!
Mike Richardson from Bay Equity was our branch manager and loan officer for a recent house purchase. We are grateful to have worked with Mike, as he was always very responsive and accessible; he was on top of everything and guided us through...
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All of my interactions with Mike and his contacts were very pleasant and professional. They each made what would be considered a very stressful situation extremely easy.
Mike and his team have been outstanding to work with. They are honest about all the fees, and honor what we agreed to over the phone and text about our mortgage. One of his mortgage workers Nick worked late at night to get us pre-approved for...
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Reply from Gold Star Mortgage - Reno
February 3rd, 2022 06:54 PM
Vinny - thank you for your support and the opportunity to work with you! We appreciate you taking the time to write this amazing review for Mike. Take care!
Mike and his team have been outstanding to work with. They are honest about all the fees, and honor what we agreed to over the phone and text about our mortgage. One of his mortgage workers Nick worked late at night to get us pre-approved for...
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Great help financing and getting my first home as a college student!
Reply from Owner
February 3rd, 2022 06:54 PM
Thank you for the five stars, Trey! Wishing you the best in your new home!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446