Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
The team at Bay Equity Home Loans made the home buying process very pleasant! There are already enough stresses in the world right now and they made sure that buying our first home was not going to add to that list. They were very informative...
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Working with Mike Richardson is wonderful! Aside from being extremely knowledgeable and professional, most importantly he is kind and available. When I would send text message questions, he always knew when it was best to call me back versus...
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Reply from Owner
April 21st, 2022 03:54 PM
Thank you so much for your support and business! It was wonderful working with you. Please don't hesitate to reach out if you need anything else. Cheers!
Working with Mike Richardson is wonderful! Aside from being extremely knowledgeable and professional, most importantly he is kind and available. When I would send text message questions, he always knew when it was best to call me back versus...
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Nick and Mike worked exceptionally diligently with us and the bank to get our mortgage approved. One thing about this team is that they don’t give up easily and made every effort possible to get our loan approved. We are very thankful and definitely...
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Reply from Owner
March 24th, 2022 05:32 PM
Thank you Kris for the kind words! My team and I greatly appreciate your great feedback. Please don't hesitate to reach out if you need anything else. Take care!
Mike's positive attitude and knowledge of his profession. He communicated well and promptly. He explained every step to us thoroughly and walked us through the process. I would chose Mike and his staff again and again.
Mike, Nick and Team work tirelessly to close your loan effectively and efficiently. Excellent communication- never misses a detail. Highly recommend. We have used before, this was our first purchase out of state (Tennessee) and very grateful....
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Reply from Owner
March 17th, 2022 08:05 PM
Hi Susan! Thank you so much for your wonderful review and for the opportunity to help you! We look forward to working with you again. Take care!
Mike and Nick work tirelessly to close your loan effectively and efficiently. Excellent communication- never misses a detail. Highly recommend. We have used before, this was our first purchase out of state (Tennessee) and very grateful. Mike...
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You made it a smooth process and we didn't feel alone. Thank you
Mike is always on top of during all the process, very communicative and supportive. He did very smoothly all process, I highly recommended.
Reply from Owner
March 9th, 2022 08:20 PM
Thank you for the opportunity to work with you! I appreciate the five star review. Take care!
Mike was always on top of all the process, very communicative and supportive. He made very smooth all process.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446