Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
It was great getting to chat with Michael about the lending business market, he was honest, well spoken and able to give me a lot of great information as a new home buyer. I would highly suggest giving him a call if you are in the market for...
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I was fortunate to have Mike, the Branch Manager as my loan officer. Without his expertise and patience my cash out loan with one of the last sub 4 interest rates would never have happened. The Final on the house was a drawn-out nightmare and...
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Reply from Owner
May 19th, 2022 06:17 PM
Hi Terence, thank you for your kind words. I'm so grateful we were able to help you out. I look forward to working with you again in the future! Cheers!
I was fortunate to have Mike, the Branch Manager as my loan officer. Without his expertise and patience my cash out loan with one of the last sub 4 interest rates would never have happened. The Final on the house was a drawn-out nightmare and...
read more
Mike and his team are amazing! Quick and very determined to meet you loan needs. I'd never use anyone else again.
Reply from Owner
May 19th, 2022 06:11 PM
Thank you so much for the five star review! Take care!
Mike is very knowledgeable and professional. He kept us in the loop through the whole process. We appreciate Mike and his team.
Mike is fully on top of his job and is prompt and thorough with his work. He explains things quickly and clearly, and I feel confident knowing that he's taking care of me and doing what's in my best interest. This is my second time working...
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Wonderful experience! Mike, Nick and Team were just on it, the entire process. I appreciated the online portal, easy to track all your documents and to see where you were in the process at all times. Mike is an efficient communicator and really,...
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Wonderful experience! Mike, Nick and Team were just on it, the entire process. I appreciated the online portal, easy to track all your documents and to see where you were in the process at all times. Mike is an efficient communicator and really,...
read more
Quick and smooth process. Online system made it easy and convenient to add docs and sign.
The team at Bay Equity Home Loans made the home buying process very pleasant! There are already enough stresses in the world right now and they made sure that buying our first home was not going to add to that list. They were very informative...
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Reply from Owner
April 21st, 2022 03:50 PM
Thank you for the 5 star review Ricardo! Your kind words are greatly appreciated and I'm so glad my team and I were able to help make this a reality for you. We hope to work with you again soon! Enjoy!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446