

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Great communication, quick service, and they handled a complicated situation. They were there for me every step of the way and worked quickly to get me closed.
Reply from Owner
March 23rd, 2023 05:00 PM
Hi Kacie - thank you so much for your kind words! We appreciate your trust and support. Please don't hesistate to reach out if you need anything else. Take care!
My situation was very complicated. I wasn't really sure how to upload docs to the platforms and they helped me to do this.
Reply from Mike Richardson
March 5th, 2024 07:25 PM
I'm pleased to hear that you had a positive experience with us, Kacie! It's always our goal to be as helpful as possible, and it's great to know that we were able to assist you with the document upload process. Despite your situation being...
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Mike reassured me multiple times that I had no reason to be worried. He called me as soon as something came up even if he was skiing, and was able to make the process less stressful on such a short timeline :)
Reply from Mike Richardson
March 5th, 2024 07:27 PM
Thank you so much for your kind words and for taking the time to leave a 5 star review! I'm thrilled to hear that I was able to make your home loan process less stressful, that's always my goal. Don't hesitate to reach out if you need anything...
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Mike, Nick and the whole team were very responsive and knowledgeable. I am happy with the choice to use Bay Equity for my home loan. I will recommend them, highly.
Reply from Owner
March 5th, 2024 12:00 AM
Thank you so much! My team and I appreciate your amazing review. We hope to work with you again in the future!
Mike Richardson made the very stressful process of buying a home seem far easier than expected. Mike was quick to respond and answer every question or concern we had. Communication is the key to any successful endeavor. More so when you attempt...
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Reply from Mike Richardson
March 5th, 2024 07:28 PM
I'm overjoyed to hear about your positive experience, Randy! It's always my goal to make the home-buying process as smooth and stress-free as possible, and I'm glad I could help you achieve just that. Quick and clear communication is indeed...
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Mike and his team were very easy to communicate with and everything went smoothly and quickly. Thank you to all that participated in our adventure of becoming homeowners once again.
Reply from Mike Richardson
March 5th, 2024 07:34 PM
I'm thrilled to hear about your positive experience with the team, Michelle. It's always our goal to make the process as smooth and speedy as possible, and I'm glad that we were successful in that regard for you. It was a pleasure assisting...
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Our escrow experience was particularly prolonged: 90 days due to weather delayed inspections, the death of the seller after we were under contract, the need to proceed through probate court, and Mike was on top of all of it every step of the...
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Reply from Mike Richardson
March 5th, 2024 07:36 PM
Thank you so much for your kind words, Kathleen! I really appreciate you taking the time to share your experience! We work hard to meet expectations such as yours, and I'm happy to hear we hit the mark for you. I'm glad that even under the...
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You were very responsive to any questions
Reply from Mike Richardson
March 6th, 2024 04:01 PM
Thank you Sara! It was a pleasure working with you.
Outstanding service from Mike and Team, they’re always communicating and professional when it comes to talking to you. Nick was also great and a pleasure working with you. Would definitely recommend to anyone and will use them again in the...
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Reply from Mike Richardson
March 6th, 2024 04:02 PM
I'm grateful for your kind words, Enrique! It was our pleasure to help make your dreams come true. We would love to work with you again in the future!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446