Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Outstanding service from Mike and Team, they’re always communicating and professional when it comes to talking to you. Nick was also great and a pleasure working with you. Would definitely recommend to anyone and will use them again in the...
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Reply from Owner
March 16th, 2023 05:22 PM
Thank you for the 5-stars, Enrique! We appreciate your kind words and hope to work with you again soon!
It was fast and it was very easy. Nice people to work with.
Reply from Mike Richardson
March 6th, 2024 04:03 PM
Thank you so much, Roberta! I appreciate you taking the time to share your experience!
Mike and his team have been there for me as a first time home buyer and the refi process. His team is amazing and Mike walked me through every step of the way. Thank you does not do him or his team justice. He's the BEST!!!!
Reply from Mike Richardson
March 6th, 2024 04:04 PM
Thank you for your kind words and stellar rating, Tere! Being there for you during your first time home buying and refi process was a pleasure. My team and I are dedicated to making these processes as easy and understandable as possible. It...
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He was very helpful in a process that can be unnecessarily complicated. His prompt responses to inquiries really helped speed the transaction.
Reply from Owner
February 2nd, 2023 05:01 PM
Thank you Randy! We appreciate your trust and business.
He was very helpful in a process that can be unnecessarily complicated. His prompt responses to inquiries really helped speed the transaction.
Reply from Mike Richardson
March 6th, 2024 04:04 PM
Thank you Randy! We appreciate your trust and business.
If you are looking for an excellent experience regarding a home loan, I strongly recommend using Bay Equity Home Loan (California)! This company made my move from Texas to California with little or no stress thanks to Michael Richardson and...
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Reply from Owner
February 2nd, 2023 05:01 PM
Thanks Karen for the great feedback! Congrats on your new home! Please don't hesistate to reach out if you need anything else. Cheers!
Communication with Michael, Nick and the entire team was excellent! Due to my busy work schedule, I was extremely satisfied with how they sent me updates and reminders, along with texting my cell phone with urgent tasks that was needed!This...
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Reply from Mike Richardson
March 6th, 2024 04:05 PM
Thank you so much for your kind words, Karen! We are thrilled to hear about your 5 star experience with us. We take pride in our communication and are glad our system of updates and reminders worked well with your busy schedule. Thanks again...
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You are EXCELLENT in dealing with your client
Thank you for helping you Mike. Good public relation
Reply from Mike Richardson
March 6th, 2024 04:06 PM
Thank you for taking the time to leave such a positive review! I'm thrilled to hear your experience went smoothly. I take pride in providing excellent service to every client, and your feedback reaffirms that effort. Take care!
Mike and his team were highly responsive, communicative, and on top of everything every step of the way. Mike was personable and great to work with. Buying a house can be a long process with lots of moving parts and I fully trusted Mike to...
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Reply from Owner
January 5th, 2023 04:13 PM
Hi Michelle! Thank you for your trust and business. I appreciate the wonderful review and look forward to working with you again in the future! Enjoy your new home.
Mike and his team were highly responsive, communicative, and on top of everything every step of the way. Mike was personable and great to work with. Buying a house can be a long process with lots of moving parts and I fully trusted Mike to...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446