

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
The entire team worked so hard to get me the best interest rate and saved me thousands of dollars. Thank you for all the effort.
Reply from Mike Richardson
March 5th, 2024 06:58 PM
Hi Eric, thank you so much for your 5 star review! We appreciate your positive feedback. So happy we were able to help you out! Take care!
The whole process was smooth and easy. I love the e sign option for most things nowadays. The handful of times I needed help I called Mike and he got back to me right away!
Reply from Mike Richardson
March 5th, 2024 07:19 PM
Thank you so much for your kind words, Alison! I'm really glad to hear that you found the process to be smooth and easy, and that you enjoyed the convenience of our e-sign option. If you ever need assistance in the future, please don't hesitate...
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Mike worked quickly, efficiently and provided clear communication throughout the process. Would 100% recommend them for future home buyers!!!
Reply from Mike Richardson
March 5th, 2024 07:20 PM
Thank you so much for the 5 star review, Molly! Your feedback is greatly appreciated. Take care!
The Bay Equity team worked on the weekend to help us get everything in place. The communication was timely and informative and the delivered what they said they would.
Reply from Mike Richardson
March 5th, 2024 07:22 PM
I'm thrilled to hear that you had such a positive experience, Andrew! Our team always strives to go above and beyond, even if that means working weekends. Your feedback and 5 star rating are greatly appreciated!
Mike and his team are amazing! This was my third transaction with Mike and went flawlessly, as always. Communication was continuously strong and I had adequate time to supply all necessary documents. This transaction had more moving parts than...
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Reply from Michael Richardson
March 5th, 2024 07:21 PM
Thank you Madison for sharing your positive experience! My team and I are so glad we could help you out again. Don't hesitate to reach out if you need anything else! Have a great day!
Mike and his team are amazing! This was my third transaction with Mike and went flawlessly, as always. Communication was continuously strong and I had adequate time to supply all necessary documents. This transaction had more moving parts than...
read more
Reply from Michael Richardson
March 6th, 2024 03:59 AM
Thank you Madison for sharing your positive experience! My team and I are so glad we could help you out again. Don't hesitate to reach out if you need anything else! Have a great day!
Very helpful throughout the whole process. Very knowledgeable and answered all my questions anytime of day. Thank you for making my first time home buying process easy and stress free!
Reply from Mike Richardson
March 5th, 2024 07:24 PM
I'm thrilled to hear about your positive experience, Sage! It's always a priority to make the home buying process as seamless and stress-free as possible for my borrowers. Your kind words and 5-star rating mean a lot to me. If you need any...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446