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Mike Richardson - Branch Manager | NMLS #1195440 in Reno, NV

Mike Richardson

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Branch Manager | NMLS #1195440

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Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Persona migrate verified
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    Eric J R
    Reno, NV
    Posted on April 25th, 2023 12:09 PM
    The entire team worked so hard to get me the best interest rate and saved me thousands of dollars. Thank you for all the effort.
    Reply from Mike Richardson
    March 5th, 2024 06:58 PM
    Hi Eric, thank you so much for your 5 star review! We appreciate your positive feedback. So happy we were able to help you out! Take care!
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    Alison C
    Reno, NV
    Posted on April 12th, 2023 02:13 PM
    The whole process was smooth and easy. I love the e sign option for most things nowadays. The handful of times I needed help I called Mike and he got back to me right away!
    Reply from Mike Richardson
    March 5th, 2024 07:19 PM
    Thank you so much for your kind words, Alison! I'm really glad to hear that you found the process to be smooth and easy, and that you enjoyed the convenience of our e-sign option. If you ever need assistance in the future, please don't hesitate...
    read more
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    Molly S
    Sparks, NV
    Posted on April 10th, 2023 10:49 PM
    Mike worked quickly, efficiently and provided clear communication throughout the process. Would 100% recommend them for future home buyers!!!
    Reply from Mike Richardson
    March 5th, 2024 07:20 PM
    Thank you so much for the 5 star review, Molly! Your feedback is greatly appreciated. Take care!
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    Andrew T M
    Sparks, NV
    Posted on April 4th, 2023 05:19 PM
    The Bay Equity team worked on the weekend to help us get everything in place. The communication was timely and informative and the delivered what they said they would.
    Reply from Mike Richardson
    March 5th, 2024 07:22 PM
    I'm thrilled to hear that you had such a positive experience, Andrew! Our team always strives to go above and beyond, even if that means working weekends. Your feedback and 5 star rating are greatly appreciated!
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    Madicrafts
    Posted on March 29th, 2023 05:29 PM
    Mike and his team are amazing! This was my third transaction with Mike and went flawlessly, as always. Communication was continuously strong and I had adequate time to supply all necessary documents. This transaction had more moving parts than...
    read more
    Reply from Michael Richardson
    March 5th, 2024 07:21 PM
    Thank you Madison for sharing your positive experience! My team and I are so glad we could help you out again. Don't hesitate to reach out if you need anything else! Have a great day!
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    Madison C
    Sparks, NV
    Posted on March 29th, 2023 05:25 PM
    Mike and his team are amazing! This was my third transaction with Mike and went flawlessly, as always. Communication was continuously strong and I had adequate time to supply all necessary documents. This transaction had more moving parts than...
    read more
    Reply from Michael Richardson
    March 6th, 2024 03:59 AM
    Thank you Madison for sharing your positive experience! My team and I are so glad we could help you out again. Don't hesitate to reach out if you need anything else! Have a great day!
  • Persona migrate verified
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    Sage L Q
    Sparks, NV
    Posted on March 25th, 2023 02:30 PM
    Very helpful throughout the whole process. Very knowledgeable and answered all my questions anytime of day. Thank you for making my first time home buying process easy and stress free!
    Reply from Mike Richardson
    March 5th, 2024 07:24 PM
    I'm thrilled to hear about your positive experience, Sage! It's always a priority to make the home buying process as seamless and stress-free as possible for my borrowers. Your kind words and 5-star rating mean a lot to me. If you need any...
    read more
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    About
    Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA – Veterans Administration Loan – 30-year fixed - $0 down payment
    FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
    Conventional 30-year & 15-year Fixed – 3% minimum down payment
    Jumbo Loans – 20% down payment, up to $3M*
    Residential Mortgages
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    Positions
    • Mann Mortgage - Mortgage Consultant
      Jun 1st, 2014 - Dec 17th, 2018
    • Bay Equity Home Loans - Branch Manager
      Dec 18th, 2018 - May 31st, 2024
    Memberships
    • Bay Equity Chairman’s Circle
    • MBS Highway
    • Certified Mortgage Advisor
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1195440
    Achievements
    • 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
    • 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
    • 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
    • View All
    Hobbies
    • Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
    • Golf
    • Traveling
    • View All
    Disclaimer
    NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446