Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike and his team informed me throughout the process and made sure I met each deadline. They got me the best loan possible and Im excited to continue working with them.
Reply from Mike Richardson
March 5th, 2024 06:36 PM
Hi Erwin, I'm so happy to hear this! We are grateful for borrowers like you. Thank you for taking the time to write a wonderful review! Take care!
This is my second time using bay equity. Everything was well coordinated and executed. Highly recommend!
Reply from Owner
May 11th, 2023 03:00 PM
Happy to hear this, John! We appreciate your review. Look forward to working with you again in the future!
This my second time using BE and it couldn't have been easier. Well coordinated and executed!
Reply from Mike Richardson
March 5th, 2024 06:36 PM
Thank you so much, John! We are so glad to hear this and hope to work with you again in the future!
Mike and his team at Bay Equity were clear, concise, and quick to return any messages and answer my questions.
Reply from Mike Richardson
March 5th, 2024 06:37 PM
Thank you for the 5 star review, Amber! We are so grateful to hear this - it means a lot. Please don't hesitate to reach out if you need anything else! Have a great day!
Friendly and knowledgeable. I easy transaction.
Reply from Mike Richardson
March 5th, 2024 06:37 PM
Thank you Francine for the 5 star review!
If you like doing business with a honest businessmen who has integrity and that will look out for your best interest, do business with Mike. Mike demonstrated a high degree of integrity saving us thousands and he could have let us make that...
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Reply from Owner
May 4th, 2023 02:48 PM
Thank you for sharing your positive feedback, Chris! We strive to make sure our customers have the best possible experience and we're thrilled you enjoyed yours! Please don't hesitate to reach out if you need anything else. Look forward to...
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Mike is an honest person and I respect that in a business man. He isn't about hustling people to make a buck off of them, he wants a loyal life time business relationship that is mutually beneficial to both parties, and you don't get that with...
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Reply from Mike Richardson
March 5th, 2024 06:39 PM
Thank you so much for your kind words, Christopher! We always aim to build a relationship based on trust and integrity with our borrowers. Your review reaffirms the effort we put in every day. Thank you for considering me as your lifetime business...
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Mike and Nick were great to work with. Their loan process was uncomplicated and they were both very responsive and straightforward. I will be telling everyone I know to give them a call.
Reply from Owner
April 27th, 2023 03:06 PM
Thank you so much for the amazing review, Amber! We strive to make the loan process simple and easy - glad to you had a great experience! Hope to work with you again in the future. Enjoy!
I had such a great experience with this team, I felt like they were available every time I had questions, and very patient with my process. Always willing to help and gave great advice. I would use them again!
Reply from Mike Richardson
March 5th, 2024 06:56 PM
Thank you so much for the glowing review and the perfect star rating, Dulce! I'm thrilled to know that you felt supported and advised every step of the way. Thank you for your trust in us and looking forward to assisting you in the future!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446