Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Professional, knowledgeable and always answered my questions asap. Team members worked fast to get us approval letters multiple times no matter the time.
Reply from Mike Richardson
March 5th, 2024 06:22 PM
I'm grateful for your positive feedback! It was a pleasure to assist you, and I hope to work with you again in the future!
Mike and Nick have great communication and kept me informed on every step of the way. Explained in detail all the options available and how the process worked. Can’t say enough about how they made the process smooth and with as little stress...
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Reply from Mike Richardson
March 5th, 2024 06:23 PM
Thank you Terrence for the stellar review! We appreciate your kind words and positive feedback. Please don't hesitate to reach out if you need anything else! Take care!
Mike Richardson has received a review with 5 star rating from Christopher G
Reply from Owner
June 22nd, 2023 02:15 PM
Thank you for the five stars!
Mike was fantastic to work with, answered all my questions, and went above and beyond to endure I was taken care of, a real professional and friend to veterans.
Reply from Mike Richardson
March 8th, 2024 12:02 AM
Hey Chris! Thank you for taking the time to leave us your feedback and for being so great to work with!
They helped us close on our dream home! Very grateful to have partnered with Mike and the team at Bay Equity.
Reply from Owner
June 22nd, 2023 02:15 PM
Thank you for the kind words, TJ! It was a pleasure working with you. Hope to work with you again in the future!
Mike and Nick were instrumental in helping us close on our dream home. There were some hiccups at the very end of underwriting, however they worked diligently to ensure that everything was completed and we were able to close on time. Very grateful...
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Reply from Mike Richardson
March 5th, 2024 06:31 PM
I'm extremely glad to hear that you had a positive experience, Timothy. It's always a priority to make sure the underwriting process goes as smoothly as possible for our clients. It was certainly a pleasure working with you on securing your...
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Mike and the whole Bay Equity team are hands down outstanding. If you’re like me and just want the best deal on a mortgage without having to crunch your own numbers or get a finance degree, then go with Mike!If you ALSO want a caring person...
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Reply from Michael Richardson
March 5th, 2024 06:33 PM
I appreciate your kind words, Del! Your review means a lot to me and I'm so grateful to hear you had a positive experience! We hope to work with you again in the future. Take care!
Mike and the whole Bay Equity team are hands down outstanding. If you’re like me and just want the best deal on a mortgage without having to crunch your own numbers or get a finance degree, then go with Mike!If you ALSO want a caring person...
read more
Reply from Owner
March 5th, 2024 12:00 AM
I appreciate your kind words, Del! Your review means a lot to me and I'm so grateful to hear you had a positive experience! We hope to work with you again in the future. Take care!
Mike and Team were VERY proactive in their communication and making sure Jim and I had updates for each step of our loan process. Reaching out and obtaining home insurance quotes for us to compare was a value add for sure!! Thank you Mike and...
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Reply from Mike Richardson
March 5th, 2024 06:34 PM
I'm thrilled to know that you had a positive experience with our team, Mary! Proactive communication and transparency are among our top priorities. I'm glad to hear the home insurance quotes we provided were beneficial for you. Thank you for...
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Mike Richardson has received a review with 5 star rating from Ewirn U
Reply from Owner
May 18th, 2023 05:36 PM
Thank you for the five stars!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446