Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
As the owner of a real estate transaction coordinator company, I've had the pleasure of collaborating with numerous lenders over the years. But when it came time for me to buy my own home, there was one lender who really stood out. Mike and...
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Reply from Owner
July 27th, 2023 02:48 PM
WOW! Thank you so much for taking the time to write this amazing review Nicole - we are thankful for you. Your kind words are appreciated. Looking forward to working with you again in the future! Take care!
As the owner of a real estate transaction coordinator company, I've had the pleasure of collaborating with numerous lenders over the years. But when it came time for me to buy my own home, there was one lender who really stood out. Mike and...
read more
Reply from Mike Richardson
March 5th, 2024 06:02 PM
Thank you so much for your kind words, Nicole! I'm glad that I could provide a positive and efficient experience for you. Your confidence and trust in me mean a lot, especially given your extensive background in real estate. I look forward...
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I had a great experience because the process of closing went smoothly. The team had great communication on what needs to be done and made uploading and signing documents very accessible to me.
Reply from Mike Richardson
March 5th, 2024 06:06 PM
I'm really glad to hear that you had a smooth closing process and found our communication effective! Your positive feedback is much appreciated and it was truly a pleasure to assist you. Looking forward to being of service to you in the future!...
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Mike and Nick were great! Nick and I had lots of phone conversations in the beginning making sure I understood everything regarding locking in my rate and getting Al the correct docs submitted. They made my loan process very simple!
Reply from Owner
July 27th, 2023 02:42 PM
Hi Kellie! Thank you so much for the wonderful review. We are glad to hear the loan process was simple! That's always our goal. We hope to work with you again in the future. Have a great day!
Mike and Nick were great! Nick and I had lots of phone conversations in the beginning making sure I understood everything regarding locking in my rate and getting Al the correct docs submitted. They made my loan process very simple!
Reply from Mike Richardson
March 8th, 2024 12:02 AM
Hey Kellie! Thanks for taking the time to leave us your review. We really enjoyed working with you :)
Mike has helped me with two purchases and a refinance. He's an expert at his craft and helped turn each transaction around expeditiously. The team went above and beyond to accelerate the process to finish. Will come back to him for my next...
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Reply from Owner
March 21st, 2024 02:22 PM
Thank you Joseph for the amazing review! I'm glad to hear that you've had a great experience. It's been a pleasure working with you. I appreciate your trust in me and look forward to assisting you in the future!
Mike and his team are World Class. They anticipated any and all blockers in completing my loan. Both Real Estate agents were impressed with their agility and expertise. Will be using them again in the future.
Reply from Mike Richardson
March 5th, 2024 06:16 PM
Hi Joseph, I'm so grateful to hear this! It was a pleasure working you. Thank you so much for your positive feedback! Have a great day!
Mike and his team was great. The whole process was smooth. Thanks
Reply from Mike Richardson
March 5th, 2024 06:16 PM
Glad to hear this, Jeremy! Thank you so much for the 5 star review.
Mike Richardson has received a review with 5 star rating from Saeed R M
Reply from Owner
June 29th, 2023 02:16 PM
Thank you for the five stars!
Helped make the process much smoother.
Reply from Mike Richardson
March 5th, 2024 06:18 PM
I'm truly pleased to hear that you found the process smooth, Saeed! Thank you for your trust and support!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446