

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike and his team did an amazing job, he was very thorough about what was needed and did a great job getting the loan through quickly since we were trying to move into our new place early. Would definitely recommend him to anyone needing a...
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Reply from Mike Richardson
March 4th, 2024 11:23 PM
I'm grateful for your kind words, Ashlee! My team and I always aim to provide a seamless and efficient loan process for our borrowers. Your review means a lot to us and we're always here if you need future assistance. Thanks again for taking...
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Mike educated us on the process which made us feel at ease. Mike was always available when questions arises and responded immediately! We definitely will recommend Mike in a heartbeat. Thank you so much for my forever home.
Reply from Mike Richardson
September 1st, 2023 03:33 PM
Marichu, it was a pleasure to help you navigate the loan process and find your forever home. Your comfort and understanding were my top priorities. I'm thrilled to hear that you felt at ease and that my availability was beneficial to you. Thank...
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Mike Richardson has received a review with 5 star rating from Pastor C A C
Reply from Owner
September 7th, 2023 02:38 PM
Thank you for the five stars!
The special attention to detail and well informed advice and guidance through the process was invaluable to me.
Reply from Mike Richardson
August 31st, 2023 07:41 PM
I'm very appreciative of your positive feedback, Carlos. It's our aim to provide detail-oriented service and helpful advice throughout the entire process. I'm glad to hear that you found this approach valuable. It was a pleasure to work with...
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The constant communication, professionalism, and work ethic, responding to queries at all hours of the day, and especially the sense of humor helping to minimize stress during an inherently stressful process.
Reply from Mike Richardson
August 31st, 2023 07:41 PM
Thank you so much for your kind words, James. I really appreciate you taking the time to share your experience with us at Bay Equity Home Loans. I'm thrilled to hear that my communication, professionalism, and work ethic stood out to you. It's...
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Great communication from a very knowledgeable team. The process was painless and Mike's group met an expedited timeline without fail. Great to work with and would recommend.
Reply from Owner
August 3rd, 2023 04:19 PM
Hi Jesse - thank you for the kind words! We are glad to hear you had a positive experience. Don't hesitate to reach out if you need anything else!
Communication and customer service from Mike and his team was great! Very knowledgeable group and they took the time to explain items throughout the loan process. The team met an expedited timeline without fail. Highly recommended for a painless...
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Reply from Mike Richardson
March 4th, 2024 11:25 PM
I'm thrilled to hear that you had such a positive experience with us, Jesse! Communication is key and we always strive to make sure our borrowers are well-informed throughout the entire loan process. I'm so glad to hear that my team and I were...
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Timely and excellent communication.
Reply from Mike Richardson
March 4th, 2024 11:25 PM
Thank you for the 5 star review, Sierra!
Everyone was knowledgeable and efficient. Exceptional communication skills. The Buyers Portal made the process easy to manage. Best of all, everyone displayed Kindness and Respect.
Reply from Owner
July 27th, 2023 03:47 PM
Richard - we appreciate the amazing review! We are so thrilled that the portal was easy to manage. We enjoyed working with you and hope to work with you again soon. Have a great day!
Everyone was knowledgeable and efficient. Exceptional communication skills. The Buyers Portal made the process easy to manage. Best of all, everyone displayed Kindness and Respect.
Reply from Mike Richardson
March 4th, 2024 11:26 PM
I'm thrilled to hear you had such a positive experience with us, Richard! Thank you for your 5 star review and for choosing us for your home loan needs.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446