

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Everything was resolved quickly and there was prompt follow up when there were any delays.
Reply from Mike Richardson
March 1st, 2024 08:31 PM
Thank you Virginia for your 5 star review!
Mike and his team make a detailed and cumbersome process much easier. Inquiry response time was always immediate, and everyone was always happy to help. I could not provide any higher praise or recommendation to use this group of professionals....
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Reply from Mike Richardson
March 1st, 2024 08:37 PM
Thank you so much for your kind words, Branden! We work hard to make the loan process as simple and efficient as possible. I’m thrilled that you had a positive experience with us! Have a great day!
Mike made us feel at ease when it came to working with him as a Lender. As first time home buyers, we were nervous about the whole process and Mike walked us through every step and made sure that we felt comfortable with all of the information...
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Reply from Mike Richardson
March 4th, 2024 09:20 PM
Gracie, I'm thrilled to hear that your experience was positive! It was a pleasure to guide you through the process. It makes my day to know that you felt at ease and confident every step of the way. Thank you for the outstanding review. It's...
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All the help I got from the team
Reply from Mike Richardson
March 4th, 2024 09:21 PM
Thank you for the 5 star review!
Always available no matter the time of day. Answered all of my questions. Helped me with all of the anxieties that come along with buying your first home.
Reply from Mike Richardson
March 4th, 2024 09:23 PM
I'm thrilled to hear that I was able to make your first home-buying experience a positive one, Emma! It was my pleasure to assist you throughout the process and ensure all your questions were thoroughly answered. Thank you for taking the time...
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Great follow up and always on top of the process.
Reply from Mike Richardson
March 4th, 2024 11:20 PM
Thank you Marcia for the 5 star review!
Easy to work with and very knowledgeable
Reply from Mike Richardson
March 4th, 2024 11:21 PM
Russel - thank you for the 5 star review!
Had immediate support til the finish line from Mike and his team. THANKS A MILLION Bay Equity!!!
Reply from Mike Richardson
March 4th, 2024 11:21 PM
Thank you Nathan for the 5 star review!
Mike is wonderful and so helpful every step of the way! He goes above and beyond to answer any questions and explain every detail whenever you need help! This is my second time working with him and can’t imagine working with anyone else!
Reply from Mike Richardson
March 4th, 2024 11:22 PM
Thank you Heather for your kind words! I appreciate you taking the time to share your feedback. Hope to work with you again in the future!
Mike Richardson has received a review with 5 star rating from Brooke T
Reply from Owner
September 7th, 2023 02:38 PM
Thank you for the five stars!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446