Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
I want to give a HUGE shoutout and thank you to Mike, Nick and the rest of their team at Bay Equity! From the first time I talked to Mike, he made the overall experience of buying a house as smooth as possible. He was extremely patient, answered...
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Reply from Owner
December 7th, 2023 04:45 PM
Thomas - thank you so much for your wonderful review! We can't thank you enough for your kind words. It was a pleasure working with you and hope to work with you again soon. Congratulations on your new home!
I want to give a HUGE shoutout and thank you to Mike, Nick and the rest of their team at Bay Equity! From the first time I talked to Mike, he made the overall experience of buying a house as smooth as possible. He was extremely patient, answered...
read more
Reply from Owner
March 1st, 2024 12:00 AM
Tom - thank you so much for your positive feedback! I'm so happy to hear you had a great experience. My team and I hope to work with you again in the future. Take care!
very responsive, shared useful resources, efficient
Reply from Mike Richardson
March 1st, 2024 07:16 PM
Thank you Katja for the positive feedback! Take care!
Mike Nick and MarlynThank you for a smooth lending experience. Your system is efficient and you were responsive to my questions. I’m sorry the transaction did not work, at no fault to you. In fact you and you Team were wonderful and quick ....
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Reply from Owner
November 30th, 2023 03:22 PM
Thank you so much, Terri! We still appreciate you taking the time to write a positive review :) Take care!
Mike and his team were always very responsive to calls and messages, explaining next steps all along the process.
Reply from Mike Richardson
March 1st, 2024 07:17 PM
Thank you Cynthia for the 5 star review! I'm so happy to hear you had a positive experience. Hope to work with you again in the future!
We just completed our third home purchase with Mike and like always it went totally smooth. No surprises from his end and when we had a surprise on our side he handled it great and kept us on schedule. I will never use anyone else to purchase...
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Reply from Mike Richardson
March 1st, 2024 07:20 PM
Thank you so much for your kind words, Ryan! I'm thrilled to hear that you've had yet another positive experience with us! It's always a pleasure to help you with your home purchases. Thank you for your continued trust and loyalty! Looking...
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Professionalism and communication!!
Reply from Mike Richardson
March 1st, 2024 07:20 PM
Thank you for John for the 5 star review!
The whole team at bay equity was very informative and helpful during the entire loan procurement process. We received frequent updates and Mike would send texts occasionally to see if we needed anything
Reply from Mike Richardson
March 1st, 2024 07:21 PM
Hi Matthew - we appreciate your positive feedback! Thank you so much for the 5 star review! We hope to work with you again in the future. Take care!
Very smooth process, quick communication, always there to help and clearly taking time to go the extra mile for the customer.
Reply from Owner
November 2nd, 2023 02:36 PM
Hi Connor! Thank you so much for leaving a review. We are glad to hear you had a positive experience and hope to work with you again in the future! Take care!
Very smooth process, quick communication, always there to help and clearly taking time to go the extra mile for the customer.
Reply from Mike Richardson
March 1st, 2024 08:31 PM
Connor - thank you for your 5 star review! I'm so glad that you found our process to be smooth and quick! We aim to provide top-notch communication and help for our clients. Have a great day!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446