

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike explained every step and possibility. He worked with us, the lender, and the realtor to assure we had the smoothest transaction with the least amount of stress possible. I cannot recommend anyone else other than Mike and his team. Even...
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Reply from Owner
January 4th, 2024 04:09 PM
Thank you so much for taking the time to write a review! My team and I are glad you had a positive experience!
Very responsive and helpful throughout the process.
Reply from Mike Richardson
March 1st, 2024 06:37 PM
Thank you Eric for the 5 star review!
Mike explained every step and possibility. He worked with us, the lender, and the realtor to assure we had the smoothest transaction with the least amount of stress possible. I cannot recommend anyone else other than Mike and his team. Even...
read more
Reply from Mike Richardson
March 1st, 2024 07:08 PM
Hi Terrence - I appreciate your positive feedback and kind words! My team and I greatly appreciate it. Feel free to reach out if you need anything else. Take care!
Mike took the time to explain the process of acquiring a mortgage and promptly followed up on any questions we had throughout the process.
Reply from Mike Richardson
March 1st, 2024 07:09 PM
Thank you for your positive feedback! If you need any further assistance, don't hesitate to reach out. Have a great day!
Mike and his office are amazing and I'm happy to send my clients to him!
Reply from Owner
December 21st, 2023 01:33 AM
Thanks Amber! Always enjoy working with you 😎
Mike Richardson has received a review with 5 star rating from Saeed R
Reply from Owner
December 4th, 2023 12:00 AM
Thank you for the five stars!
Mike Richardson has received a review with 5 star rating from Pastor C
Reply from Owner
December 4th, 2023 12:00 AM
Thank you for the five stars!
I recently had the pleasure of working with Mike, and I can't express enough how grateful I am for the outstanding service. As a first-time homebuyer, the process seemed very daunting, but Mike and his entire team at Bay Equity made it work....
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Reply from Owner
December 7th, 2023 04:47 PM
Hi Ann! We greatly appreciate your feedback and are glad you had a positive experience! Thank you for your trust and support. Please don't hesitate to reach out if you need anything else. Congratulations on your new home!
I recently had the pleasure of working with Mike, and I can't express enough how grateful I am for the outstanding service. As a first-time homebuyer, the process seemed very daunting, but Mike and his entire team at Bay Equity made it work....
read more
Reply from Michael Richardson
March 1st, 2024 07:11 PM
Thank you for the kind words! We greatly appreciate your kind words and positive feedback. Please don't hesitate to reach out if you need anything else. Congrats on your new home!
I recently had the pleasure of working with Mike, and I can't express enough how grateful I am for the outstanding service. As a first-time homebuyer, the process seemed very daunting, but Mike and his entire team at Bay Equity made it work.Their...
read more
Reply from Owner
March 1st, 2024 12:00 AM
Thank you for the kind words! We greatly appreciate your kind words and positive feedback. Please don't hesitate to reach out if you need anything else. Congrats on your new home!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446