Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike and Nick are the best. Professional, knowledgeable, accommodating. They were able to secure us a loan after being denied by another lender. We can’t thank them enough!!!
Reply from Owner
March 5th, 2024 12:00 AM
Thank you the 5 star review, Steve! I really appreciate your positive feedback. We hope to work with you again in the future. Have a great day!
Was able to get us a loan considering our situation.
Reply from Mike Richardson
March 1st, 2024 05:55 PM
Thank you for the 5 star review! Take care!
Great communication, fast responses, a pleasure to work with! I'll work with Bay Equity in the future for my next home purchase.
Reply from Mike Richardson
March 1st, 2024 05:56 PM
Thank you Zheni! It was a pleasure working with you and I'm glad to hear that you were satisfied with the communication and response time. We look forward to working with you again in the future!
Mike Richardson was responsive, knowledgeable and very nice. He answered all of our questions and made the whole process as easy as possible.
Reply from Mike Richardson
March 1st, 2024 06:00 PM
Thank you for your positive feedback! I aim to make the loan process as straightforward and stress-free as possible. Feel free to reach out if you have more questions in the future!
Mike was very attentive and great communication. Told us exactly what was needed, and was super helpful all along the way.
Reply from Mike Richardson
March 1st, 2024 06:03 PM
Amy - thank you for the stellar rating and kind words! Looking forward to working with you again in the future!
The constant communication. That made EVERYTHING so much easier. It went without a hitch. Thank you Mike.
Reply from Mike Richardson
March 1st, 2024 06:03 PM
So happy to hear this! Thank you for the 5 star review! Take care.
Mike and his team are, hands down, THE BEST. We’ve worked with countless mortgage brokers across 5 states over the past 15 years, so we’re confident to say that Bay Equity provides exceptional customer care and service. The level of engagement,...
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Reply from Mike Richardson
March 1st, 2024 06:05 PM
Thank you for the exceptional review! It's a pleasure to hear when our team's commitment to service is recognized and appreciated. Please don't hesitate to reach out if you need anything else! Take care!
Mike Richardson and his team closed my clients VA loan in just 2 weeks on schedule and saved my client a ton of money based on his previous loan estimates! It was a great working with a team of professionals.
Reply from Mike Richardson
March 1st, 2024 06:36 PM
Thank you Jennifer for the kinds words! It was our pleasure to assist your client and we're thrilled to hear that we could make the process efficient and cost-effective. Thank you leaving such a wonderful review!
Mike and his team guided us through every step of the way. They were so helpful and really watched out for our best interest. We are so grateful!
Reply from Mike Richardson
March 1st, 2024 06:36 PM
Hi Laura - thank you for the 5 star review! We appreciate your trust and support!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446