Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
CJ is awesome. Being a first time homeowner, had a ton of questions for him. He not only answered them clearly, but made sure I really understood all of my options. I would recommend EVERYONE to go to CJ.
Reply from Owner
April 4th, 2024 02:56 PM
Thanks for taking the time to leave a review, Keef! We are glad you had a great experience with CJ.
Mike has helped me with two purchases and a refinance. He's an expert at his craft and helped turn each transaction around expeditiously. The team went above and beyond to accelerate the process to finish. Will come back to him for my next...
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Reply from Mike Richardson
March 21st, 2024 02:21 PM
Thank you for your kind words, Joseph! I'm glad to hear that you've had a great experience with my services and team. It's been a pleasure helping you with your purchases and refinance. I appreciate your trust in me and look forward to assisting...
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I have worked on several real estate transactions with Mike and the team at Bay Equity. Every experience has been flawless, well communicated, and smooth from start to finish. Hence why they are my go to lenders.
Reply from Mike Richardson
March 21st, 2024 02:29 PM
I appreciate your positive feedback, Matthew! It's always a pleasure working with you on your real estate transactions. We strive to provide the best possible service and it's extremely rewarding to hear that we are your go-to lenders. Thank...
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Mike Richardson has received a review with 5 star rating from Sandra P
Reply from Owner
March 14th, 2024 02:44 PM
Thank you for the 5 stars, Sandra!
Mike and his team are a pleasure to work with. Expertise and professionalism were evident from the start as they guided my client through the loan options. Communication was seamless with regular updates and promptly addressing of any concerns....
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Reply from Mike Richardson
March 14th, 2024 02:55 PM
Thank you very much for your kind words, Sandra! I'm truly delighted to hear you had such a positive experience with myself and team. We strive to guide all our clients through the loan process with expertise and professionalism, and your feedback...
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Mike’s team always, always, always goes above and beyond for our clients. I would 100% recommend using Bay Equity for our future qualified clients!
Reply from Mike Richardson
March 14th, 2024 02:53 PM
I'm truly grateful for your kind words, Cristy! Your trust and confidence mean a lot to me and my team. We look forward to working with your future clients! Again, thank you for the outstanding rating and recommendation.
Mike Richardson was responsive, knowledgeable and very nice. He answered all of our questions and made the whole process as easy as possible.
Reply from Owner
March 14th, 2024 02:44 PM
Thank you Simeon for your five star review! I am so grateful that you had a positive experience. Look forward to working with you again in the future!
Mike Richardson was responsive, knowledgeable and very nice. He answered all of our questions and made the whole process as easy as possible. If we buy another home we will definitely be using him!
Reply from Owner
March 14th, 2024 12:00 AM
Thank you Simeon for your five star review! I am so grateful that you had a positive experience. Look forward to working with you again in the future!
It was a complicated transaction but Mike worked through it all and accomplished what my buyers thought could not be done. They are so happy with the results and so am I. Mike is fantastic.
Reply from Mike Richardson
March 4th, 2024 09:19 PM
Jeanne, I'm incredibly happy to hear that you are satisfied with the results of our work together! Your faith in the process and my abilities made it all possible. I'm thrilled that your buyers are happy too. Thank you for taking the time to...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446