Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
What a pleasure it was to work with Mike and his team while purchasing our home. He was more than helpful with any questions we had with down payments, programs to help qualify for homeownership, and monthly payment amounts to be sure to stay...
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The team was professional, yet easy going, which made a possibly stressful situation a pleasant one
Great experience!!
Mike and the Bay Equity team worked quickly and efficiently to process our loan. He was available at any time to address any concerns or questions since we were out of state. We have dealt with numerous lenders in the past and by far Mike as...
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Michael was a pleasure to work with. He was extremely knowledgable and was able to answer all our questions without hesitation. He obviously knows his profession inside and out and was able to guide us down the best possible path for our situation....
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Mike & his team swooped in and saved the day!!! We would work with him again in a heartbeat. He was kind and honest every step of the way!! Highly recommended!
He was able to get me any documents I needed to address quickly and with plenty of instruction. He always answered any question I had immediately and with detail. He was able to explain ever possible financial route I could take and told me...
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Loved working with Mike & his entire team!! Would do it again in a heartbeat.
Quick response times and the ability to communicate real estate jargon to someone who was brand new to the process.
Michael Richardson! He is top in his field and I'd recommend him to friends and family! Without a doubt! 2x using him in the last few years, and would and will use them again! Thanks again everyone! -Brian
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446