Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike, Amy, and Terri along with the floify online portal made my refinance a breeze! I was even a bit antsy about how smooth it was as if anticipating some snafu to happen! Though the online process was a piece of cake, the customer service...
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Everything about my home buying experience with Mike was great. Couldn't have asked for a better team to work with.
Mike Richardson was absolutely fantastic. From day one he always responded very quickly to my inquiries whether via text, phone, or email. As there were other offers on the home we wanted, Mike went the extra mile to speak to our realtor and...
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Reply from Owner
May 9th, 2026 08:27 PM
Ms. Marci. Thanks for taking the time to leave me such a great review! I’ve thoroughly enjoyed working with you over the years :)
Mike was absolutely fantastic. From day one he always responded very quickly to my inquiries whether via text, phone, or email. As there were other offers on the home we wanted, Mike went the extra mile to speak to our realtor and then personally...
read more
I couldn’t ask for a better experience when I purchased my home. As a first time buyer I had many questions. Mike answered every question with accurate information and with a very quick response (which included evenings and weekends).
Mike was absolutely fantastic. From day one he always responded very quickly to my inquiries whether via text, phone, or email. As there were other offers on the home we wanted, Mike went the extra mile to speak to our realtor and then personally...
read more
We had a great experience working with Bay Equity for our home loan. Mike Richardson went above and beyond for us: he performed comprehensive research on loan products that would work for our unique situation, walked us through options with...
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Mike and his team were patient with us and answered specific questions regarding different properties loan types. We never felt unimportant.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446