

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
What a great team Mike has put together! Went above and beyond on all levels and more! I will definitely recommend and use Bay Equity again. Professionalism at its finest! Thank you guys soooo much for all the work and help! You guys are as...
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Micheal was very professional and knowledgeable.
Mike is real ! Let’s you know what’s happening through the whole transaction! It’s my second transaction with Mike. I wouldn’t do business with any one else .
Mike was always quick to respond, happy to provide information, answer our questions and guide us through the whole process. Overall, great experience!
Mike and his staff always go above and beyond with any questions or advice you may need during your home buying experience. This is the second home we have purchased with Mike and wouldn’t think twice about using him for all of our future purchases....
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This was the most convenient and stress free experience of my life. I have purchased several houses and this was by far my best experience. Michael uses up to date technology for ease of signing and submitting documents. He over delivered with...
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This was the most convenient and stress free experience of my life. I have purchased several houses and this was by far my best experience. Michael uses up to date technology for ease of signing and submitting documents. He over delivered with...
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Mike and his Team were so awesome and they answered every crazy question I asked! Thank You for a great experience !
Mike is amazing. He does everything he can to help you and make sure you are taken care of. Thanks Mike!
It was a pleasure to work with Mike and his team for the purchase of our home. He was very clear in expectations of all documentation needed. He is knowledgeable regarding different assistance programs for home ownership, and was more than...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446