Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike and his team made this an absolutely incredible experience. They made sure I understand the process every step of the way and took quality time to answer any questions I had. I thought that buying a home would be much more stressful than...
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Quickly responded to all of my questions!
Mike Was very accommodating to my many questions and was always available to answer questions no matter the time of day or day of the week. He also helped save us a lot of money over the life of our loan and was super honest during the whole...
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Mike went above and beyond to ensure that our home buying process went as smoothly as possible. Not only did he get us a great rate, but he was also extremely easy and pleasant to work with. Mike was always readily available to answer questions,...
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I have nothing but wonderful things to say about Mike. As first time home buyers, Mike went above and beyond to ensure that the entire process was as smooth and stress-free as possible. Not only did he get us a great rate and save us a TON...
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Mike Richardson is the best , and the company has the best and easiest process for homeloans!
Mike and his team were on top of our whole process. They made it go very smoothly and quickly. Thank you so much for everything. I have already recommended you and will continue to do so
We came to Bay Equity through Michael Richardson, who had begun helping us with financing a year before we bought our home. Mike was such a great person to work with. He knows his stuff and was always available to answer questions. We can’t...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446