Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike is a dream lender to work with. We've worked with him multiple times now. He's responsive, knowledgable, personable, and knows his way around all the details. Highly recommend!
Reply from Owner
January 27th, 2025 12:00 AM
Thank you Evan for your kind words! I'm so happy for Ms. Victoria and you and greatly appreciate your continued trust in me.
Working with Mike at Gold Star Financial was wonderful! He was very quick to respond to questions and concerns I had throughout the process. I will be recommending Mike and his office for anyone going through the home buying process!
Reply from Owner
January 27th, 2025 09:03 PM
Ms. Kelly, you were so great to work with and I appreciate you taking the time to leave me your 5-star review!
Working with Mike at Gold Star Financial was wonderful! He was very quick to respond to questions and concerns I had throughout the process. I will be recommending Mike and his office for anyone going through the home buying process!
Reply from Owner
January 27th, 2025 12:00 AM
Ms. Kelly, you were so great to work with and I appreciate you taking the time to leave me your 5-star review!
Working with Mike and Gold Star Mortgage was very satisfying and a much better experience than working with my prior (much larger) broker. Mike listened closely to my particular needs, suggested effective strategies for obtaining my loan, was...
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Reply from Owner
January 27th, 2025 09:04 PM
Jim, thank you for your kind words! I'm so happy you had a great experience and I thoroughly enjoyed all our interactions and getting to know you better.
Working with Mike and Gold Star Mortgage was very satisfying and a much better experience than working with my prior (much larger) broker. Mike listened closely to my particular needs, suggested effective strategies for obtaining my loan, was...
read more
Reply from Owner
January 27th, 2025 12:00 AM
Jim, thank you for your kind words! I'm so happy you had a great experience and I thoroughly enjoyed all our interactions and getting to know you better.
Mike and his team were very knowledgeable and were able to tailor my loan to my needs! I’d recommend him to anyone looking for their new home! Thanks Mike!
Reply from Owner
January 27th, 2025 12:00 AM
Thank you Sterling for taking the time to leave me your 5-star review! I look forward to working with you again when the time comes to refi.
I’ve worked with Mike twice now. He is professional, extremely patient, knowledgable, and was always available with help and to answer questions, no matter how “dumb”. Highly recommend!
Reply from Owner
January 27th, 2025 09:06 PM
Ms. Pam, you're a real treat of a person to work with! Thanks for always making me laugh and for being so sweet :)
I’ve worked with Mike twice now. He is professional, extremely patient, knowledgable, and was always available with help and to answer questions, no matter how “dumb”. Highly recommend!
Reply from Owner
January 27th, 2025 12:00 AM
Ms. Pam, you're a real treat of a person to work with! Thanks for always making me laugh and for being so sweet :)
Choosing Mike as our mortgage broker was hands down the best decision we made in my home buying journey! From day one, Mike demonstrated an unmatched level of expertise and dedication that made the entire process smooth and stress free.Throughout...
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Reply from Owner
January 27th, 2025 09:07 PM
Hey Marco, thank you for taking the time to leave me one of the nicest reviews I've ever received! It was so great working with you both, and I look for3ward to doing it again when the time comes.
Not know thanks
Reply from Mike Richardson
June 19th, 2024 06:43 PM
Thanks John for being so great to work with!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446