Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike Richardson has received a review with 5 star rating from Mollie O
Reply from Owner
May 21st, 2024 01:47 PM
Thank you for the 5 stars, Mollie!
I can always count on Mike and his team at Bay Equity to give incredible service, with each transaction, from start to finish! Thanks so much.
Reply from Mike Richardson
May 21st, 2024 01:50 PM
Thank you Mollie! Your 5-star review is much appreciated. Thank you for your trust and looking forward to assisting you with your future transactions!
Mike was fantastic to work with! He walked me through the lending process as a first time homebuyer and thoroughly answered all my questions in a friendly and timely manner. Not to mention, he offered the lowest interest rate with the least...
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Reply from Mike Richardson
May 16th, 2024 02:57 PM
Thanks for sharing your experience, Tony! It's wonderful to hear that we were able to guide you through the lending process seamlessly and provide you with a competitive interest rate. Looking forward to helping you with your refinancing needs...
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This is the third BE/Rocket transaction in the last 12 months with low appraisal.....that's why it's overall just okay.
Reply from Mike Richardson
May 14th, 2024 06:08 PM
Hey Mark! Thanks for taking the time to leave us a 5-star review. I look forward to working with you again soon :)
Mike Richardson has received a review with 5 star rating from Steven H
Reply from Owner
May 13th, 2024 08:19 PM
Thank you Steven! I really enjoyed working with you :)
Everything went very smoothly
Reply from Mike Richardson
May 10th, 2024 04:35 PM
Thank you Steven! I really enjoyed working with you. Congrats :)
Mike was wonderful to work with and available every step of the way. He made everything seamless through this process!
Reply from Mike Richardson
May 9th, 2024 02:53 PM
Thanks for your amazing review, Alyssa! I'm thrilled to hear that you had such a great experience. Thank you for choosing and trusting us with your home loan!
Mike and Nick made the loan process so much easier. Explained everything in detail and answered the questions really quickly.
Reply from Mike Richardson
April 30th, 2024 04:04 PM
I'm thrilled to hear that your loan process was a smooth and informative experience, Naineshkumar! We take pride in our team's ability to explain complex processes and respond to concerns promptly. Thank you for taking the time to leave such...
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The portal for uploading documents made qualifying for the loan a fairly easy step by step process. Mike patiently explained concepts and terminology and provided a home buyers guide that further explained things.
Reply from Owner
April 26th, 2024 03:46 PM
Thank you Brian for the amazing review! We are glad to hear that we made the process easy for you. Hope to work with you again in the future!
Mike Richardson has received a review with 5 star rating from Erica C
Reply from Owner
April 26th, 2024 03:44 PM
Thank you for the 5 stars!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446