Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike is fantastic, would recommend to anyone!
Reply from Owner
January 27th, 2025 08:56 PM
Thank you Marshall for your kind words! We are so glad you had a positive experience. We appreciate your trust and hope to work with you again in the future!
We went with Mike for both the purchase of our first home and the purchase of our second home. I will say my favorite part of Mike and his team is their communication. They guided us every step of the way and if we had any questions they would...
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Reply from Owner
January 27th, 2025 09:01 PM
Thank you Dylan, for taking the time to leave me your 5-star review! I always enjoy working with Tayler and you. Congrats again!
As first-time homebuyers who knew nothing about this process, Mike responded quickly to all of our questions and kept us in the loop at all times. He is very knowledgeable and overall made it a seamless process.
Reply from Owner
February 12th, 2025 12:00 AM
Hey Ann! Thank you for taking the time to leave me such a nice review :)
I wasn’t planning on buying another home, but a home came on the market in an area that I have wanted to live in. I knew I had to act fast, because homes in this area are very desirable and sell very quickly. Mike was able to get me fully approved...
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Reply from Owner
February 12th, 2025 12:00 AM
Ms. Susan. Thank you for taking the time to leave me such a great review. I really enjoyed working with you!
Mike is fantastic, would recommend to anyone! He and his team made the experience smooth and much less stressful than it could have been. Always responding very quickly and providing great information!
Reply from Owner
January 27th, 2025 12:00 AM
Thank you Marshall for your kind words! We are so glad you had a positive experience. We appreciate your trust and hope to work with you again in the future!
We went with Mike for both the purchase of our first home and the purchase of our second home. I will say my favorite part of Mike and his team is their communication. They guided us every step of the way and if we had any questions they would...
read more
Reply from Owner
January 27th, 2025 12:00 AM
Thank you Dylan, for taking the time to leave me your 5-star review! I always enjoy working with Tayler and you. Congrats again!
Great Lender! Personalized touch, and N. Nevada local. Very straightforward about my qualifications and options, and delivered on it! Highly recommended. Thanks Mike!
Reply from Owner
January 27th, 2025 09:03 PM
Thank you Justin for taking the time to leave me your feedback! It was awesome working with you :)
Excellent loan officer in Reno. Very intelligent and helpful.
Reply from Mike Richardson
February 13th, 2025 05:53 AM
Hi Gabriel, Thank you so much for your kind words and for taking the time to leave such a positive review. It means a lot to know that you found my assistance helpful and that your experience was excellent. I'm grateful for the opportunity...
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Knowledgable, attentive, personable, and good with the details. Mike is awesome!
Reply from Owner
January 27th, 2025 09:02 PM
Thank you Evan for your kind words! I'm so happy for Ms. Victoria and you and greatly appreciate your continued trust in me.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446