Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Mike has incredible knowledge is hands down the easiest lender to work with, listen to and guide you during the process. He has our business for life!
Reply from Owner
January 27th, 2025 12:00 AM
Thanks for taking the time to leave me your feedback, Zack! Always great working with you both :)
Mike was instrumental in the purchase of our forever home and we have nothing but great things to say about our experience working with him and his team. He listened to our needs and was thorough, attentive, and dependable at every step in...
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Reply from Owner
January 27th, 2025 12:00 AM
Ms. Kress! I'm so happy I was able to work with you to help you buy your forever home! It's absolutely beautiful. Your trust in my team and me means a lot. Congrats!
Mike made the whole process easy and has the best rates. Great character and does a lot for the community if that checks a box for you.Best in town.
Reply from Owner
January 27th, 2025 12:00 AM
Thanks Luis! I appreciate you taking the time to leave me your feedback.
We worked with Mike and his team earlier this year 2024 to refinance one of my rental properties. The process was easy and smooth. Very happy with the outcome we will be using them again soon. Thank you cold star and Mike Richardson and team...
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Reply from Owner
January 27th, 2025 12:00 AM
Ms. Nancy! It's always so great getting to work with you both. I really appreciate you taking the time to leave me a review :)
We can’t thank Mike Richardson at GoldStar Mortgage enough for helping us become first-time homeowners! Mike worked with me for a few years to build my credit, and his expertise made all the difference. He is exceptionally professional, always...
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Reply from Owner
January 27th, 2025 09:09 PM
Ms. Brandi! I am so grateful for Matt and you and for you both putting your trust in me to help you. I know you had a ton of options when it came to getting a mortgage, so you choosing to work with me means a lot :)
As first-time homebuyers who knew nothing about this process, Mike responded quickly to all of our questions and kept us in the loop at all times. He is very knowledgeable and overall made it a seamless process. Highly recommend!
Reply from Owner
January 27th, 2025 08:52 PM
Ms. Ann, thank you for taking the time to leave me such a nice review! I really enjoyed working with both Jan and you :)
I recently took out a 30-year fixed mortgage with Gold Star Mortgage Company, and my experience was mostly positive. The application process was smooth, and I was able to complete everything online without any issues. The website was intuitive,...
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Reply from Owner
January 27th, 2025 08:54 PM
Hey Jan. Thanks for taking the time to leave me such an honest, detailed review! I'm so happy I was able to help you both relocate to our area and I'm grateful for being able to work with you both.
Mike did a fantastic job with helping us through the purchasing process. I have worked with him and his team multiple times and couple imagine using anyone else.
I give them 10 stars if possible.
Reply from Owner
January 27th, 2025 08:55 PM
Thanks for taking the time to leave me your 10-star review ;) I always enjoy working with both Amanda and you!
Mike and his team are the BEST! I had no intention of buying another home but one day the perfect home came on the market. I knew it would sell right away if I didn’t act fast. I called Mike, explained the urgency & he got me fully approved...
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Reply from Owner
January 27th, 2025 08:56 PM
Ms. Susan, I am so glad I was able to work with you again to help you purchase your perfect home!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446