Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
I am a Type-A guy who needs a lot of coddling. Frankly, I'm a pain to work with. Mike always took time to answer all my questions plainly, responded to calls, texts, and emails promptly, and was even available to just offer kind words of reassurance...
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Mike is very thorough and he is always willing to answer questions. I am a first time homeowner and Mike taught me everything I need to know about owning a house. Now I feel like an expert! I highly recommend Mike Richardson at Bay Equity Loans!...
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Mike answered all of my questions and helped me understand the whole process. His team diligently worked around the clock and I highly recommend them!
Mike was a true pleasure to work with. He was extremely informed and walked us through a complicated process with ease, skill, and positivity. He even educated us along the way. Mike was always available for questions via phone and email; always...
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Mike responded quickly whenever we reached out and the Bay Equity portal made uploading our documents quick and easy. The entire process went smoothly and we encourage anyone interested to contact Mike and his team.
Professional. Positive. Motivated. Extremely well informed. Extremely easy to work with. It was a pleasure working with Mike, and we will reach out to him again in the future!
We had the pleasure of working with Mike on purchasing a new home in a new state. Mike was able to work through a complicated scenario with ease and without flaw or delay. He truly helped us to navigate what was a complicated process for us....
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We had the pleasure of working with Mike on purchasing a new home in a new state. Mike was able to work through a complicated scenario with ease and without flaw or delay. He truly helped us to navigate what was a complicated process for us....
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I like working with people that are excellent at their jobs. They make transactions seamless, painless and pleasant. Mike did not disappoint. His, and his team’s, attention to detail and proactive approach to getting documentation was perfect....
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446