Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike and his team offered exceptional service! They were quick to answer my questions and they went above and beyond the call of duty to help me through the process. I highly recommend them to anyone looking for a home in the area!
Mike Richardson has received a review with 5 star rating from Melanie H
This is our second time working with Mike and we couldn't be happier with our experience. Mike makes the process easy and never acts annoyed when I ask question after question. I would definitelyrecommend him to anyone buying a home or refinancing....
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We just completed our second refi with Mike in just over two years. His service was exemplary. And, as it was the first time, everything was seamless and easy. We wouldn’t hesitate to recommend Mike. In fact, we already have!
We just closed our second refi with Mike in two years. His exemplary service is the reason we called him again. And just like the first time, everything was seamless and easy. We would not hesitate to recommend Mike. In fact, we already have!...
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Mike is a great communicator, and does a great job educating us on the process. I also believe that he has our best interest in mind and makes recommendations that will work best for us. I feel completely confident placing our mortgage needs...
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We just closed our second refi with Mike in just over two years. Just as the first time, everything was seamless and easy. We would not hesitate to recommend Mike. In fact, we already have!
Mike was constantly available, walked me through every single question regardless of how silly it was. His goal was to make sure I was comfortable with the process, my purchase, and for me to understand every step I was taking in my transaction....
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Ease of electronic process, good communication with the staff, we did have to send duplicate documents on a couple of occasions but considering the volume of documents sent I was satisfied with the process
Mike Richardson and his team are truly great to work with. This is our second time working with Mike and we would never use anyone else. He works hard to guide, and educate, us on a process which is unfamiliar to us. He has our best interest...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446