Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike and his team were awesome in getting us our mortgage at a good rate, and did a great job in keeping us informed during this unusual time with so much insecurity due to covid-19.I would highly recommend them for anyone looking for a mortgage....
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Even though the current situation is unpredictable and weird with COVID-19, Mike and his team made sure we were constantly updated on any developments, and would respond promptly if we had any questions.
Mike was always upfront with my husband and I in regards to points and fees. He knew exactly what we were trying to do and was able to accomplish that within less than 30 days! His team and himself are exceptionally professional! I refer Mike...
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Mike and team were very helpful in making our loan experience as great as possible. He communicates very well and I took his advice to ensure I got a great loan rate.
Mike was responsive and thoughtful to help guide through the process and obtain a great interest rate
The wife and I have used Mike 3 separate times now and we have never had any surprises or unforeseen issues. He has great communication and is always a pleasure to work with.
Great communication, fair costs. All in all a great experience. Thanks
Mike is a wonderful person to work with. He always makes himself available to answer any questions you may have. His guidance throughout the home buying experience makes a potentially scary and daunting process seem manageable and exciting....
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I always felt I was in an experts hands and that his knowledge was beyond compare. I know that he got us the best loan product for us. Everything was done in a timely manner and we were kept informed the entire time!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446