Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike! Mike! Mike! Mike helped me achieve my goal of buying my first home in a seamless, NOT SCARY, transparent fashion. Mike is really personable and patient, he explained every step along the process and worked really hard to ensure timely...
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Mike is very hands on. So you aren’t playing telephone or dealing with his secretary. Mike even sits in on his signings. Any questions or concerns are addressed within hours, next morning at the latest. You don’t have to sit around waiting,...
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Mike is one of the hardest working young entrepreneurs I know but most importantly he is extremely knowledgeable in the mortgage industry. If he can't come up with a solution for you he'll guide you to another professional who can. If you're...
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I have no words to express the gratitude I have for Mike Richardson and his team at Bay Equity. I began my road to home ownership almost five years ago and due to some bumps in the road have been unable to purchase until now. Regardless of...
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I have no words to express the gratitude I have for Mike Richardson and his team at Bay Equity. I began my road to home ownership almost five years ago and due to some bumps in the road have been unable to purchase until now. Regardless of...
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Mike was a great communicator and very responsive, always kept me up to speed with what was going on, very proactive in getting information out and addressing concerns. I never wondered where I was at in the process and he made everything so...
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The Bay Equity team is professional and courteous to a fault! They have been very patient and full of knowledge as we navigate wealth building and property ownership. Thank you so much for the guidance and excellent service!
Very diligent and helpful. Thanks for everything you did for us. Very easy process to refi our home. Thank you!!!
Mike and his team were very helpful throughout the entire process. I was a first time home buyer and was planning on using the VA benefits. They made the process very seamless and kept me up to date and on track with what needed to be done....
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Bri and I were both very impressed with how smooth everything was. The document portal (Floify) was very easy to use, clear and concise on which documents were needed and how to upload them, the entire team was very accessible for guidance....
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446