Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike Richardson and his team at Bay Equity, made the whole home buying experience painless and downright simple. Any anxiety I had, was of my own doing, as Mike and his loan processor were extremely helpful and a pleasure to work with. Thank...
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Mike Richardson is the best ever to work with! He makes the whole process seamless and stress free! I wouldn’t use anyone else to purchase or refinance my homes with!
Mike Richardson is the best ever to work with! He makes the whole process seamless and stress free! I wouldn’t use anyone else to purchase or refinance my homes with!
The only word I can use to describe Mike is AMAZING!!! I have used Mike for all of my of my mortgage needs and refer everyone I know to him. He is willing to go above and beyond for his clients. From spending an entire Friday afternoon consulting...
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Mike and his team helped my husband and I refinance our house in a quick and easy process. He was able to get us the best rate and drop our payment down significantly. Thank you so much for making this process go smoothly. I would recommend...
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Great service Mike made going through the process easy.
Mike is extremely transparent, professional and kind! He wants to see you in your new home as much as you do and works tirelessly to make that happen.
For being a first time home buyer and the first time refinancing my house, Mike and his team walked me through every step and explained my questions I had so I understood every step of the way perfectly. Everything was easy and clear and took...
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Mike was very responsive to all of your inquires and requests, gave us appropriate loan recommendations for our particular situation and handled our loan quickly and efficiently, even though we were out of state during the process. We will...
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We started our house hunting with a different lender that was referred to us, it turned out they didn't have a very good process and early on it became very uncomfortable to work with them. We searched reviews, took chance and found Mike. We...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446