Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike demonstrates a thorough understanding of the market. He was always available to answer questions and kept us informed throughout the process with clear communication. He went above and beyond to address any concerns we had and made sure...
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Reply from Owner
January 27th, 2025 09:10 PM
Ms. Jana! Thank you for taking the time to leave me such a nice review :)
Mike Richardson has received a review with 5 star rating from Eric S
Reply from Owner
January 27th, 2025 08:43 PM
Thanks for taking the time to leave me a 5-star review, Eric!
Mike was extremely helpful and fast. My closing was only 24 days! If I ever buy another property I will call Mike and I would recommend him to everyone!
Reply from Owner
January 27th, 2025 12:00 AM
Len it was so great working with you! Thanks for taking the time to leave me a 5-star review.
I recently worked with [Gold Star Mortgage] for my home financing needs, and I couldn’t be happier with the experience. From start to finish, their team was professional, responsive, and incredibly knowledgeable. They made what could have been...
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Reply from Owner
January 27th, 2025 12:00 AM
Smit! This is one of the nicest reviews I've ever received. Wow! Thank you for taking the time to leave such a detailed review. Your feedback really means a lot to me. Cheers!
Mike helped us purchase our forever home and we have nothing but great things to say about our experience working with him and his team. He listened to our needs and was thorough, attentive, and dependable at every step in the process. We can’t...
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Reply from Owner
January 27th, 2025 08:43 PM
Ms. Kress! I'm so happy I was able to work with you to help you buy your forever home! It's absolutely beautiful. Your trust in my team and me means a lot. Congrats!
Purchasing real estate should never be stressful. Working with Mike, that statement was made true. From day 1 he & his team walked us through everything & communicated the whole way through until closing! Best experience hands down.
Reply from Owner
January 27th, 2025 08:51 PM
Thank you for taking the time to leave me such an awesome review, Brian! I really appreciate it.
Mike (Richardson) helped create a wonderful experience in refinancing our mortgage, he went above and beyond in explaining even the smallest aspects of the process. He worked diligently and I believe he was instrumental in making the process...
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Reply from Owner
January 27th, 2025 09:10 PM
Peter, thank you for taking the time to leave me your feedback! It was so awesome working with Ms. Tiffany and you. Cheers!
Mike made the whole process easy and has the best rates. LOOK NO FURTHER!
Reply from Owner
January 27th, 2025 08:44 PM
Thanks Luis! I appreciate you taking the time to leave me your feedback.
Best lender in Reno. My husband and I are extremely happy with Mike and his team. Always keep you updated on your progress on your loan, etc. We will never use another company for our home loans. We will always follow Mike and his team.
Reply from Owner
January 27th, 2025 08:48 PM
Ms. Nancy! It's always so great getting to work with you both. I really appreciate you taking the time to leave me a review :)
Michael gave me reliable advice and has attention to detail and dedication to his clients. He cared about us and the process. We are grateful to have had the opportunity to work with him. He is an asset to the real estate industry.
Reply from Owner
January 27th, 2025 12:00 AM
Ms. Jana! Thank you for taking the time to leave me such a nice review :)
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446