

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
You always hear how buying a house with a Lender is dreadful, I am here to say Mike and his team did everything they could to make me feel comfortable and the transaction go as smooth as possible. Will be recommending to all my friends and...
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The key article that made my experience great was the professional staff, the ability to conduct all business required via the internet, and the quick turn around from start to finish was fast easy, and I came out with more money to renovate...
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Great company with a great staff. Mike and Amy where professional and courteous. Additionally I was able to conduct 99% of our business online through Bay Equity which helped due to my work schedule.Business was fast and efficient. Will defiantly...
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Speedy, knowledgeable, and professional service!
The entire organization is professional and responsive. I appreciated the modern approach and how quickly the whole process went. I don't even live in Reno anymore and we were able to make the transaction happen seamlessly.
I had the best experience with mike . My boyfriend and I are extremely grateful we met mike . If you’re looking for a lender you can rely on 24/7 mike is your guy . Everytime I saw a potential home and texted mike the address he was always...
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I was very impressed with Mike and his team at Bay Equity Home Loans
I actually received a lower interest rate from Bay Equity mortgage than another mortgage lender. in Reno.
I highly recommend Bay Equity Home Loans
Thanks Bay Equity Team
I was very impressed with Mike and his team at Bay Equity Home Loans
I actually received a lower interest rate from Bay Equity mortgage than another mortgage lender. in Reno.
I highly recommend Bay Equity Home Loans
Thanks Bay Equity Team
I was very impressed with Mike and his team at Bay Equity Home LoansI actually received a lower interest rate from Bay Equity mortgage than another mortgage lender. in Reno.I highly recommend Bay Equity Home LoansThanks Bay Equity Team
My home loan was easy and seamless! All done during the quarantine. Thanks Mike and team!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446