

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Friendly and worked with me To find the best loan. Easy to reach out too, good house buying team overall.
Worked hard on 2 of my loans and closed a week early. Thank you!
Mike and his team did an amazing job on our recent refinance. They were able to get us a great rate and went above and beyond to make this a seamless process. Thanks Mike!
Super smooth and easy experience. I've bought different homes and gone through the loan processes a few times and this was by far the best experience I have had.
This was our second time working with Mike, and yet again he was absolutely awesome. He is super knowledgeable and responsive, and his team is just as helpful. They really knocked it out of the park, yet again.Would and will recommend him to...
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This was our second time working with Mike, and yet again he was absolutely awesome. He is super knowledgeable and responsive, and his team is just as helpful. They really knocked it out of the park, yet again.Would and will recommend him to...
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Mike and his team are great to work with. They are polite, responsive and patient. I would highly recommend them for any mortgage needs!
Mike and his team were great to work with. No question wa to small and each one was answered with courtesy and prompt attention. I would highly recommend Bay Equity for your Mortgage needs. Thanks Mike for all your help.
This was the most convenient and stress free experience of my life. I have purchased several houses and this was by far my best experience. Michael uses up to date technology for ease of signing and submitting documents. He over delivered with...
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Mike makes it great! He is very responsive, supportive, and full of creative ideas. I have sent friends and family to Mike
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446