

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike and his team were amazing! They made my refinance go quick and it was seamless. They were always available and communicative about what was happening with the process. Amazing service! Thank you Thank You!
Mike and the Bay Equity team have been great to work with. They communicate really well and made the process as easy as possible.
Mike knows his stuff and set me up in my dream home. Thanks again Mike for all the knowledge and breaking down the complicated home buying experience into a clear step by step process.
Incredible team!! Made the the process as easy as it could be and made sure I understood what was going on every step of the way!
Mike and his team were great. Helped me with any questions I had and walked me step by step through the process. Everything was handled very quickly, most of the time they were waiting on myself to submit documents.
We had the best experience with this team! They made the process smooth and hassle free. When we are ready to purchase our next home, there is no question who we will be working with!
We have always appreciated Mike. He walked us through our first mortgage, and did the same thing with our Refi. He got us a lower rate than expected. And no matter what issues popped up, Mike and his team went above and beyond to make it as...
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Michael is a great resource and guide for financing home buying. He is so easy to work with and willing to go out on a limb for his clients. He has always been easy to talk to and offered great advice and insight for his clients. Thank you...
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Quick responses and a great online system to submit all documents. Easy and seamless process.
We started working with Mike a couple of years ago, getting answers to mortgage questions as we bought our first house. He was very helpful and supportive as we worked through the process. We recently refinanced our mortgage, and Mike and his...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446