Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Another amazing experience. Mike truly makes you feel like his most important customer answering all our questions quickly and being so patient. We got a great rate and a quick close! Highly recommend him and his team. They made buying a home...
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Our experience with Mike and Bay Equity was night and day compared to our experience with our prior lender. Mike was available, communicative, helpful, and got our refinance done with great terms and even more expeditiously than we expected....
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Mike communicates extremely well, making the process as simple as possible. He knows his stuff, and follows through immediately.
Mike and his team were very informative and easy to get in touch with despite their busy schedules! Made the refinance easy
Quick transaction, and excellent knowledge of what we were going to experience!
Mike you and your team or great you made my experience refinancing real easy
Mike made our family’s transition easy buying our new home! Definitely will be using him again to make future real estate purchases! Thanks Mike!
Mike and his team were wonderful to work with. Always available to answer any questions I had and no question was too small. Highly recommend Mike for home loan purchase or refinance.
Mike and his team were so kind and understanding through my whole refi process. They made sure I understood every detail clearly and were very responsive though the whole process. I will be recommending them to everyone I know!
Very easy and quick.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446