Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike was super great to work with. He is transparent throughout the entire home buying process and willing to answer all of your questions. I would recommend him to anyone looking to buy a home!
My wife and I have worked with Mike Richardson at Bay Equity 3 times now to purchase a house and refi. It has been a great experience every time. Like most mortgages we had special circumstances that required a lot of attention. Mike was very...
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My wife and I have worked with Mike Richardson at Bay Equity 3 times now to purchase a house and refi. It has been a great experience every time. Like most mortgages we had special circumstances that required a lot of attention. Mike was very...
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Worked with Mike and other staff at Bay Equity to buy my first house. I was pleasantly surprised at how straightforward the process was. It is easy to feel overwhelmed at the thought of buying a house, but I really felt guided throughout the...
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Mike went above & beyond in every aspect of the entire process. It’s been a pleasant experience in a time where the world seems to want to drag everyone down.
Thanks Mike!
Mike is awesome! I am a first time home buyer and I tried to get a mortgage with two other companies before this one and I had some pretty bad experiences. I’m so glad that I came on yelp and saw his good reviews and I wish I would have done...
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I really appreciated the good communication at all times. My questions were answered and I felt confident in Mike's knowledge and expertise. His office staff also did a great job.
Exceptional professionalism and expertise. Thank you Mike!
- Tim and Des
Exceptional professionalism, communication, and making us feel like his most important clients. Thank you Mike. If everyone ran their business as you do, the world would be a better place.
- Tim and Des
Mike and his team are very experienced and knowledgeable. I always felt like everyone was on top of their game, which was something that other lenders that I tried to work with before were lacking! They made it really easy and stress-free for...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446