Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike was outstanding from the beginning through to the follow up after closing. He gave me great advice, held my hand when necessary, nudged me along when necessary and truly made the entire experience pleasant, easy and a good business move....
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Mike and his team were so great to work with. It was the easiest process we have ever had buying/refinancing a home. They were responsive, fast, and took time to explain everything to us so we knew what was going on at each step of the process....
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We had an absolutely fantastic experience working with Mike and his team! From start to finish, Mike made the entire process smooth, stress-free, and easy to understand. He took the time to explain every step, answered all of our questions...
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Reply from Owner
May 9th, 2026 08:32 PM
Casey, thank you so much! I really appreciate you both :) I’m glad we were able to make the process feel smooth and easy to navigate, and even better that we got you to the finish line early. You guys were great to work with every step of the...
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Everyone was willing to explain how things worked. Mike was awesome at responding as really walked me through the process.
Mike was responsive and made the process of refinancing my home easy. His team and the system they use to upload documents is very easy to work with. Not only was the process simple, Mike was very happy to answer any questions that I had and...
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We had an absolutely fantastic experience working with Mike and his team! From start to finish, Mike made the entire process smooth, stress-free, and easy to understand. He took the time to explain every step, answered all of our questions...
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Reply from Owner
May 7th, 2026 12:00 AM
Casey, thank you so much! I really appreciate you both :) I’m glad we were able to make the process feel smooth and easy to navigate, and even better that we got you to the finish line early. You guys were great to work with every step of the...
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Mike! You are so helpful, quick, honest, and you get things done! Thank you so much for helping our family out, again!!
Mike is professional, cheerful, and helpful! I enjoyed every interaction I had with him, and I love that he was so easily reachable. Every time I needed him, I would text, email, or call, and get a response lickety split! I would recommend...
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Mike and his team are exceptional! They made the entire process easy and there was absolutely no stress! They answered all of our questions quickly and we even closed early! A special thank you to Mike and Jessica for the absolute best mortgage...
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Mike was super great to work with. He is transparent throughout the entire home buying process and willing to answer all of your questions. I would recommend him to anyone looking to buy a home!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446