Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike and is team were great to work with! We worked with Mike when we purchased our home and again when we refinanced. He makes the process so smooth and worry free. I would highly recommend Mike to anyone in the market. Thanks Bay Equity Team!...
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The whole team worked extremely well together and this made for a very efficient process. I was kept in the loop on all aspects of the process and I had no surprises. Very well done.
Mike and his team were AMAZING! We had been dealing with Wells Fargo for over 4 months trying to refinance our house ...They did it in 3 weeks once we ask for help. He is extremely knowledgable, professional, had great communication, and follow...
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Mike and his team were amazing. Very responsive and easy to work with. Mike is extremely knowledgeable which helped make the entire process go smooth, quick and painless. Thanks Mike!!
Reply from Owner
September 23rd, 2020 04:51 PM
Thanks a bunch for your kind words, Joe. We look forward to working with you again in the future!
Team was very responsive with any questions if we had any. Everything ran smoothly and was our best experience.
Mike and his team are fantastic; quick and effiecient. They also have great rates and so easy to work with. I would refer them to any body who is looking to refi or purchase a home.
Mike was extremely responsive and kept us updated on what was going on through the entire process. We never felt stressed. Mike is extremely knowledgeable, hard working, and made our experience very smooth. I was blown away and very very happy....
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Reply from Owner
May 7th, 2026 12:00 AM
Joe, I really appreciate that! Thank you :) Keeping you informed and making the process feel simple is always the goal, so I’m glad that came through. You were great to work with the whole way. Hope you’re enjoying everything at your awesome...
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While the fees were high for my refi, the service was professional and closed on a timely basis.
Mike and his team were absolutely wonderful to work with. He explained everything in detail to us and didn’t hesitate to answer questions that we had, even after normal business hours. We appreciate the time he spent with working on our refinance....
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Mike was very informative and provided answers to all my questions. He is accessible and always willing to help. I felt comfortable working with him as I bought my first house.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446