Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Bay Equity helped get us into our first home. We had a few stumbling blocks but Mike and his team made sure our process continued and we were able to close. I recommend Bay Equity to any and everyone looking to buy.
In a few days, we will be closing on our dream house. The house is ideal, the timing not so much. We HAD to have THIS house. But how? Enter Mike Richardson and his team of finance warriors. Everyone we have dealt with at and through Bay...
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Reply from Owner
September 23rd, 2020 05:00 PM
Thanks Kelly for the wonderful review. We appreciate you taking time to leave your feedback, we are so happy that we were able to finance your dream home! Enjoy!
I felt like I had exhausted every avenue, trying to get help fixing my credit, I needed a new furnace and help refinancing my house. I had given up till my best friend told me about Mike. After sending my information, Mike called to shared...
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Reply from Owner
September 23rd, 2020 05:02 PM
Thank you so much for taking the time to share your story and leave a glowing review! It's fantastic to know that you had a positive experience and we hope to see you again soon!
I felt like I had exhausted every avenue, trying to get help fixing my credit, I needed a new furnace and help refinancing my house. I had given up till my best friend told me about Mike. After sending my information, Mike called to shared...
read more
Clear communication. Very knowledgeable in the mortgage business. Amazing team supporting him with a great secure, easy to use website to download the numerous amount of docs. Mike was truly a pleasure to work with.
Mike was always responsive and got us a great rate. If you had any questions, he was ready to answer them. Thanks for your help!
Mike was fantastic in helping us obtain a very low interest home loan. The whole team at Bay Equity provided an easy application process from assembling all the required documents to finalizing the loan on time during the corona virus. Everything...
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Reply from Owner
September 23rd, 2020 04:50 PM
Thank you, Bev. We appreciate your kind review and hope you will visit again soon. Take care.
Mike and his staff are great with every transaction. Extremely knowledgeable and efficient and makes every purchase or refi a breeze
Michael Richardson with Bay Equity expertly helped us secure a loan for a new home in California. We could not have had a more knowledgeable and hardworking mortgage consultant. He made the entire mortgage experience easy, understandable, and...
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Mike and the team were extremely responsive. Mike answered every question and made us feel really comfortable with the process.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446