Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Consistent communication. Personal service. Clear information. Friendly ! !
top notch service from start to finish. 10 out of 10 would recommend to everyone
Reply from Owner
September 23rd, 2020 05:01 PM
Thanks so much for taking the time to share this short but sweet feedback! We're happy to hear that you had a great experience with us and hope to see you again take care!
mike and his team were absolutely wonderful to work with, very knowledgeable and friendly. Great communications all throughout the process. 10 out of 10
mike and his team worked very hard to make our dream of home ownership a reality. we could not have succeeded without them!
mike and his team were absolutely wonderful to work with, very knowledgeable and friendly. Great communications all throughout the process. 10 out of 10
Mike really took care of me the first time, purchasing. This time around for a refi was no different. Thanks again, Mike!
How easy it was to communicate with Mike and how he helped me understand the numbers.
In a few days, we will be closing on our dream house. The house is ideal, the timing not so much. We HAD to have THIS house. But how? Enter Mike Richardson and his team of finance warriors. Everyone we have dealt with at and through Bay Equity...
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I am very thankful for Mikes hard work and dedication in helping me purchase my first home. Mike was very supportive and he was there for any questions I had with fast and professional responses.
Mike is the best in the business.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446