Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
I have worked with a variety of bankers over the years. Mike's knowledge, communication skills and the overall quality of the service and support that he provided throughout the process went far beyond anything I had ever experienced. Mike...
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Mike and his team were great to work with. They kept us on track, guiding us through the process so that everything went smoothly.
Mike and his team were great to work with. They kept us on track, guiding us through the process so that everything went smoothly and according to schedule.
Mike walked us through the process well. We had a little issue at the end with last minute on the fly paperwork, but we got through it.
We recently closed on our dream house. Mike Richardson and his team of finance warriors treated us like family, with the greatest amount of respect and dignity. They are strongly skilled individuals who worked hard to make it happen. They made...
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This was my first time working with Mike Richardson at Bay Equity; and I can't imagine my Refi going any smoother or quicker than it did. Mike is very knowledgeable, attentive, and responded quickly to answer all questions and or concerns....
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Reply from Owner
September 23rd, 2020 04:51 PM
That is so amazing to hear, Dennis! Thank you so much for taking the time to share your feedback. It's great to know that we continue to provide our customers with everything they need. Have a great day!
This was my first time working with Mike Richardson at Bay Equity; and I can't imagine my refi going any smoother or quicker than it did. Mike is very knowledgeable, attentive, and responded quickly to answer all questions and or concerns....
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It was a pleasure working with Mike Richardson. He went above and beyond my expectations. Excellent customer service, always responding to calls and texts, even on weekends. Mike and his team at Bay Equity are knowledgeable, courteous and trustworthy....
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I have worked with a variety of bankers over the years. Mike’s knowledge, communication skills and the overall quality of service and support that he provided throughout the process went far beyond anything I had ever experienced. Mike and...
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I felt like I had exhausted every avenue, trying to get help fixing my credit, I needed a new furnace & help refinancing my house. I had given up till my best friend told me about Mike. After sending my information, Mike called to shared the...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446