

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Mike is honest, transparent, and extremely efficient. Responses were always same day, sometimes almost immediate! Mike and the team made the whole process smooth and seamless-the best experience I have ever had! I highly recommend you call...
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Mike and his team made our refinance quick and painless. They were very responsive to any questions we had and always kept us informed throughout the process. I would highly recommend them.
Thanks to Mike and team for making our refi experience easy and painless.
Excellent communication on Bay Equity's part even with subpar communication on mine.......
Thank You!!!!
Mr. Richardson was positive and professional. He gave me information that was accurate. He communicated well with me and helped me achieve my goal.
Mike Richardson has received a review with 5 star rating from Patricia H
Mike was an amazing part of the support system in buying a home. He is knowledgeable, responsive, pleasant to communicate with and dedicated. I highly, highly recommend his services. Mike made the process clear, easy to navigate, and extremely...
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Mike made the refi process so easy. From my initial application to the final closing, it went very smoothly. Mike really worked with us to get the best rate and make our experience as painless as possible. We have refinanced in the past and...
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Reply from Owner
September 23rd, 2020 04:50 PM
Thank you so much Danielle! We really pride ourselves on a smooth transaction process with a lot of communication, glad we were able to accomplish that for you! We look forward to working with you again!
Mike Richardson has received a review with 4 star rating from Tim R
I have worked with a variety of bankers over the years. Mike's knowledge, communication skills and the overall quality of the service and support that he provided throughout the process went far beyond anything I had ever experienced. Mike...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446