

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike was super helpful through every step of the process. As a first time homebuyer, I had a lot of questions and mike was able to answer them all. HIGHLY RECOMMENDED!!
Reply from Owner
January 27th, 2025 12:00 AM
It was so awesome working with you James! Thanks for taking the time to leave me your review.
Mike was very knowledgeable and great to work with. He was very responsive and answered all of our questions along the way. I cannot recommend him enough!
Reply from Owner
January 27th, 2025 12:00 AM
Thanks for taking the time to leave me a review, John!
I cannot recommend Gold Star Mortgage highly enough! From start to finish, Mike and his team made the entire mortgage process smooth, stress-free, and even enjoyable. Their expertise was evident in every step, from explaining complex options...
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Reply from Owner
January 27th, 2025 12:00 AM
Ms. Melissa, Thank you for taking the time to leave me such an awesome review! I really enjoyed working with both Marco and you :)
If you’re looking for a mortgage agent who knows their stuff and actually makes the process enjoyable, Mike's your guy. My family and I just bought a house after moving in-state, and while this wasn’t our first home buying experience, it was...
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Reply from Owner
January 27th, 2025 12:00 AM
Thank you for taking the time to leave me a review Matthew! I miss getting all the memes and gifs from Holly and you during the process ;)
Outstanding service and extremely quick turnaround. Only 24 days.
Reply from Owner
January 27th, 2025 08:39 PM
Len it was so great working with you! Thanks for taking the time to leave me a 5-star review.
Outstanding Service and Expertise!I recently worked with [Gold Star Mortgage] for my home financing needs, and I couldn’t be happier with the experience. From start to finish, their team was professional, responsive, and incredibly knowledgeable....
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Reply from Owner
January 27th, 2025 08:41 PM
Smit! This is one of the nicest reviews I've ever received. Wow! Thank you for taking the time to leave such a detailed review. Your feedback really means a lot to me. Cheers!
Mike is ON THE BALL! I basically got loan approval the day I submitted an offer. Mike and his team put me first and made me feel special. I will definitely be working with him soon.
Reply from Owner
January 27th, 2025 09:11 PM
Cliff! It was so awesome working with you both and for finally getting to meet you in person. Cheers!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446