

Mike Gallagher at CrossCountry Mortgage
Senior Loan Officer | NMLS #120703

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Reviews from Web
Mike and his team kept me informed every step of the way!! Thanks.
Mike was helpful, knowledgeable and helped get all of our questions answered while putting our nerves at ease. He was great at explaining the process and we had a great experience working with him.
We were referred to Mike by our neighbor who worked with Mike in previous transactions! From the initial phone meeting my husband had with Mike / he was so helpful / answered all questions/ responded quickly to our questions during the process...
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Trust, quick response to inquiries, and efficient methods for submitting docs
Thanks again!
Mike took the opportunity to listen and understand our case and presented the options in a clear, professional way. His staff was courteous and helpful.
We're happy with our experience and would work with Mike again in the future.
All of my questions were answered quickly and accurately. I met with Mike just once. One and done. So happy it wasn’t drawn out or tedious. He communicated through email and text and then we were closed.In this day and age it was perfect...
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5 star customer review
With the purchase of this home we were in a tight timeframe and Mike and the group kept everything on time. They communicated with us every step of the way. I was never at a worry as to where in the process we were. Thank you!!!
Always available; great communication; accurate projections; kept me up to date. Worked hard for my client to reduce PMI and get the best rate!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Monterey, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #120703 | Branch NMLS #2324166
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Cross Country Mortgage - Senior Loan OfficerFeb 3rd, 2025 - Current
Memberships
- South County Realtor Alliance
- Santa Clara County Association of Realtors
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- 120703
Hobbies
- trail running, golf, making soap
- snow skiing, open water swimming, trail running
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095